Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
Tell Your Money Where to Go Instead of Wondering Where It Went
-
Find $3,015 on average in 15 minutes.
-
Stay ahead—never miss a bill again.
-
Get coaching right when you need it.
Find Margin, Beat Debt, Build Wealth
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
Tools That Fuel Your Budget
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
Free 3-Minute Assessment
Find Your Starting Point
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Which one best describes your current money situation?
Select the answer that most applies to you and continue the assessment.
Learn How to Take Control of Your Money
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Money
The Cheapest Grocery Stores in America 2025
With this list of the 10 cheapest grocery stores in America, you can spend less on food. Every single month. Winner winner, cheaper dinner.
Rachel Cruze
Money
How to Pay Cash for a Car
So you’re wondering how to pay cash for a car—as in the steps to make it happen and if it’s even possible these days. Good news: It's totally doable and saves you stacks of cash. Let’s find out how.
Ramsey Solutions
Money
What Is the FAFSA Deadline for 2024–2025 School Year?
The sooner you complete the FAFSA, the more free money you can get for college! Find out how long you have to fill out the FAFSA.
Ramsey Solutions
Money
10 Best Ways to Save for College
Time to start saving for college? Here are the 10 best ways to save for college so your child can go to school debt-free.
George Kamel
Money
How Much to Budget for Eating Out
Americans spend an average of $328 eating out each month. Here’s how to decide how much you should budget for eating out each month—and how to eat out less.
Ramsey Solutions
Money
Car Depreciation: How Much Is Your Car Worth?
Car depreciation is the drop in a car’s value over time. Learn more about how car depreciation works, how it’s calculated, and what you can do to slow it down.
George Kamel
Money
How to Buy a Used Car Right Now
Used cars may not be as cheap as they once were. But you can still find a reliable used car in your price range!
Ramsey Solutions
Money
How to Plan a Wedding on a Budget
When it comes to planning a wedding on a budget, hear this: You can make your wedding one of the most memorable days of your life—without making payments on it for years to come. Here's how.
Rachel Cruze
Money
How to Save Money Fast: 10 Quick Ways
Need some quick cash? Here are 10 ways to get more money flowing into your bank account ASAP.
Jade Warshaw
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
Filter what episodes and topics you want to hear using the Ramsey Network app.
Level Up Your Money Knowledge
Get Personal Finance Tips Delivered Straight to Your Inbox
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.