Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

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Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

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Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

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Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

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I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

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I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

10 Ways to Turn Saving Money Into a Game

7 min read

Are you looking for entertaining ways to save money? Here’s an idea: Put an encouraging reminder in your wallet. It works! So do the rest of the fun savings ideas in this article.

Ramsey Solutions

Money

How to Attend a Wedding on a Budget

10 min read

If you’ve been panicking about going to your best friend’s wedding because you’re stressed about money, know this: It is possible to attend a wedding on a budget. Learn how!

Ramsey Solutions

Money

What if Your Emergency Fund Can’t Cover Your Emergency?

7 min read

Your AC went out. The roof needs to be replaced. Your car died. When it rains, it pours—and sometimes it rains more than the gutters can hold (those probably need to be replaced too). You've got an emergency fund, but what do you do when it's not enough?

Ramsey Solutions

Money

Wedding Gift Ideas

5 min read

Feeling stumped for wedding gift ideas? Don't worry. With this list, we’ll help you find the perfect gift that’s useful and thoughtful!

Ramsey Solutions

Money

13 Questions to Ask When Buying a Used Car

11 min read

When you’re shopping for a used car, don’t skimp out on doing your homework. Here are 13 questions you’ve got to ask when buying a used car.

Ramsey Solutions

Money

3 Questions to Ask Before You Use Your Emergency Fund

5 min read

How do you know when it’s the right time to use your emergency fund? Is it a 75%-off sale? Discounted event tickets? Nope and nope. Want a simple answer? Just ask yourself these three questions.

Ramsey Solutions

Money

Want Cash Back? Try the 10 Best Apps to Make Money

12 min read

If you’re looking for apps to make money, look no further. I’ve compiled 10 different apps that will help put cash back in your wallet. Check them out.

George Kamel

Money

Budgeting for Car Repair Costs

8 min read

Car repairs are part of being a car owner, and if you’re not prepared, they can cost you big time. Check out these helpful tips to keep your car repair costs from turning into car repair crises.

Ramsey Solutions

Money

Is Online Grocery Delivery Worth It?

12 min read

Ordering your groceries at home in your pajamas is way easier than getting dressed and driving to the store. But is that convenience worth paying for? Read the pros and cons to find out!

Ramsey Solutions