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The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
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Learn How to Take Control of Your Money
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Money
What Is the Pell Grant?
Let’s take a look at what makes you eligible for a Pell Grant, how it works, whether you have to pay it back, and how much of this funding you can get for school.
Ramsey Solutions
Money
How to Save Money on Groceries
Fighting high prices can make grocery shopping feel like an Olympic sport. Here’s the inside scoop on how to save money on groceries.
Rachel Cruze
Money
How to Get the Most Out of College Visits
College visits can be overwhelming—but don’t stress! Here’s a step-by-step plan for what to do before, during and after each visit.
Ramsey Solutions
Money
10 Best Colleges in Georgia
Curious about going to college in the South? We’ve ranked the 10 best colleges and universities in Georgia for you to explore. Learn more about tuition, class sizes and more.
Ramsey Solutions
Money
How to Grocery Shop on a Budget: 10 Tips to Save Money
Once you have a plan and get the hang of it, learning how to grocery shop on a budget is easy to do. Here are 10 ways you can start saving money at the grocery store.
Rachel Cruze
Money
How Much to Spend on a Wedding Gift
Attending a wedding soon? Find out how much you should spend on a gift for the happy couple.
Rachel Cruze
Money
Emergency Fund: Why You Need One and How Much to Save
An emergency fund turns a financial crisis into an inconvenience. Learn everything you need to know about saving and using your emergency fund.
Rachel Cruze
Money
10 Car Buying Tips
In the market for a new-to-you ride? Use these 10 car buying tips to help you find a reliable car you can actually afford!
Ramsey Solutions
Money
10 Cheap, Healthy Meals to Try This Month (Under $20 Each)
It’s super easy to go over budget on your grocery bill. So to help avoid overspending, I’m sharing 10 cheap, healthy meals to try this month—plus a list of the ingredients you’ll need.
Jade Warshaw
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
Dumb Financial Decisions Stunt Your Financial Growth
Tuesday, October 14 | Hour 0
Tuesday, October 14 | Hour 0
Dumb Financial Decisions Stunt Your Financial Growth
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.