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Money
Do I Need a Credit Card?
Do you actually need a credit card? Despite what everyone says, you don’t need a credit card to build credit or buy a house. Here’s why.
Jade Warshaw
Money
The 12 Lies That Keep People in Debt
Figuring out why you’re stuck in a cycle of debt can be tricky. But it doesn’t have to be! Keep reading to learn the 12 common lies that keep people in debt so you can break out and be free.
Ramsey Solutions
Money
Are Store Credit Cards Bad?
A store credit card from a place you already shop might sound like a great plan. But are the benefits worth it?
Rachel Cruze
Money
How to Cancel a Credit Card
Bust out your heavy-duty scissors, folks! Learn how to cancel your credit card and break free from credit once and for all.
Jade Warshaw
Money
The Truth About Debt
Debt isn't a tool for building wealth—it’s a wrecking ball, both to your money and your mental health. Here's a look at how.
Ramsey Solutions
Money
What Is Debt Management and How Does It Work?
If you’re swimming in debt, it’s time to change your behavior. But using a debt management plan isn’t the way to go. Here’s the scoop on debt management and how you can pay off your debt without it.
Ramsey Solutions
Money
How to Get Out of a Car Loan
Tired of hauling around that huge car payment? Here’s how to get rid of your car loan once and for all.
Ramsey Solutions
Money
Getting Out of Debt: The Truth About Debt Reduction
Looking for debt reduction services? Quit looking. Debt reduction services only keep you in debt longer. Try the Baby Steps for debt relief that lasts a lifetime.
Ramsey Solutions
Money
How Does Credit Card Interest Work?
Credit card interest rates are at an all-time high! Find out where those numbers come from and how to avoid paying the toll.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.