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Money
How to Pay Off Student Loans Fast
You don’t have to live with student loan debt forever. Find out how to ditch your student loans fast!
Jade Warshaw
Money
Federal Student Loan Servicers: Who They Are and What They Do
First step to paying off your student loans: knowing who your loan servicer is.
Ramsey Solutions
Money
Who Owns My Student Loans?
Student loan payments are starting back up. First things first: Find out who owns your student loans.
Jade Warshaw
Money
Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet
You’ve probably been bombarded by buy now, pay later (BNPL) options like Affirm and Klarna while checking out, but avoid these debt traps! BNPL companies just make it easier for you to spend money you don’t have on things you don’t need.
Ramsey Solutions
Money
When Do Student Loan Payments Resume?
Federal student loan payments will resume in October 2023—with interest resuming in September. Find out how to prepare for student loan payments restarting.
Ramsey Solutions
Money
The Truth About Income-Driven Repayment Plans
If you have federal school loans, you may have heard about Income-Driven Repayments. Hyped as a path to loan forgiveness, they actually keep you in debt for years—and the forgiveness rarely happens!
Ramsey Solutions
Money
Supreme Court Strikes Down Biden’s Student Loan Forgiveness Plan
The Supreme Court blocked Biden’s student loan forgiveness plan. See what’s next for you if you have student loans.
Ramsey Solutions
Money
What Is Debt Consolidation?
Juggling multiple payments got you feeling like you’re in a circus? See why consolidating your debts can actually set you back even more.
Jade Warshaw
Money
How to Get Out of Debt With the Debt Snowball Plan
Trying to get rid of your debt but feel like you’re treading water? Make sure you’ve got the right game plan! Learn why the debt snowball method is your key to being debt-free.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.