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Money
Student Loan Forgiveness Application: Everything You Need to Know
You can now apply for student loan forgiveness. Here’s everything you need to know about filling out the application (and what to watch out for), so you can get the relief you need.
Ramsey Solutions
Money
What Is Chapter 13 Bankruptcy?
Any bankruptcy is a serious mark against your credit record, but there are differences between Chapter 13 and Chapter 7. Learn the facts about a Chapter 13 Bankruptcy filing.
Ramsey Solutions
Money
What Is a DIRECT Plus Loan?
Looking to get deep into debt at lightning speed? We didn’t think you were. Debt is never a good idea—even if it’s for school. Let’s take a closer look at Direct PLUS Loans.
Ramsey Solutions
Money
What’s the Deal With Private Student Loan Forgiveness?
Can private student loans be forgiven? Find out exactly what’s going on with private student loan forgiveness and what you can do about your own student loans.
Ramsey Solutions
Money
How the CARES Act Affects Your Student Loans
Maybe you’ve heard, but you might not have to pay on your student loans right now because of the coronavirus. But wait a second—don’t start shooting off the confetti cannons just yet.
Ramsey Solutions
Money
The Personal Loan Explained
Personal loans may seem like a good option when you’re in a tight spot, but they come with a big cost.
Ramsey Solutions
Money
What to Do When You Can’t Pay Your Bills
Drowning in debt? Got piles of bills? That can be scary, but it doesn’t have to be. So, what do you do when you can’t pay your bills? We’ve got you covered. Follow these tips for next steps.
Ramsey Solutions
Money
Can President Joe Biden Forgive Student Loans?
No president can control your money. Only you can do that.
Ramsey Solutions
Money
How to Get Parent PLUS Loan Forgiveness
The bottom line on Parent Plus forgiveness is it’s a crapshoot: You might hear of someone winning here and there, but it’s not common. And basing your financial plans on it would be ridiculous.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can Rebuild No Matter Where You Are
Friday, October 24 | Hour 0
Friday, October 24 | Hour 0
You Can Rebuild No Matter Where You Are
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.