Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

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Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Dave App Review: What’s the Catch?

8 min read

Need some cash to make it to payday? While not as bad as a traditional payday loan, money-lending apps like Dave won’t actually help you get ahead with your money.

George Kamel

Money

Foreclosure: What It Is and How to Avoid It

10 min read

Fallen behind on your mortgage payments? Find out what to do if you’re facing a foreclosure.

Ramsey Solutions

Money

What's the Catch With Zero Interest Loans?

7 min read

Is zero percent interest too good to be true? Find out the real cost of 0% APR so you can avoid getting stuck with a loan you’ll regret.

Rachel Cruze

Money

What Does It Mean to Finance a Car?

8 min read

If you’re looking to buy a new car, you may think a car loan is your only option. But while financing a car will get you in the driver’s seat now, it’s not the smartest choice down the road.

Ramsey Solutions

Money

What Happens to Credit Card Debt When You Die

7 min read

Unfortunately, credit card debt can continue to exist even after someone dies. Find out who becomes responsible for remaining credit card debt and how to keep it from haunting your loved ones.

Ramsey Solutions

Money

How Long Does It Take to Pay Off Student Loans?

9 min read

You don’t have to live with your student loans forever! Find out when you’ll pay off your student loans—and how to get rid of them faster.

Jade Warshaw

Money

What Is a Financial Coach?

9 min read

A financial coach helps you set goals and reach them—so you’re not just dreaming about financial peace, you’re living it.

Ramsey Solutions

Money

How the Debt Snowball Method Works

7 min read

The debt snowball method is the fastest way to pay off your debt. You'll pay off the smallest debt while making the minimum payment on all your other debts, and gain momentum as each one gets paid off.

George Kamel