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Money
Debt Validation Letter: What It Is and How to Request One
Are you being hounded by debt collectors? Find out how to request a debt validation letter and protect yourself from paying a debt that isn’t yours!
Ramsey Solutions
Money
What Is a 341 Meeting?
Considering bankruptcy? Then you’ve probably heard about the 341 meeting. Find out exactly what goes down during the meeting of creditors so you know what to expect.
Ramsey Solutions
Money
How to File for Bankruptcy: Chapter 7 and 13
Filing for bankruptcy is a huge decision. Make sure you know what you’re getting into and how to prepare with this step-by-step guide.
Ramsey Solutions
Money
How Auto Loans and Car Payments Work
Thinking about buying a new (or new-to-you) car? Find out what you’re signing up for when you take out an auto loan—and how much your monthly car payment will really cost you.
Ramsey Solutions
Money
Bankruptcy Explained: The Different Types and How It Works
Considering bankruptcy? Find out how bankruptcy works and what debt it actually erases—so you can make the best decision for your situation.
Ramsey Solutions
Money
How to Get Out of an Upside-Down Car Loan
Do you owe more on your car than it’s worth? Find out how to keep your car from pulling you even further underwater.
Ramsey Solutions
Money
How to Get Out of Debt on a Low Income
Money’s tight right now. We're all feeling it. But listen, you can get rid of debt, no matter your income. These seven steps will help.
Ramsey Solutions
Money
Should I Pay Off My Car Loan Early?
Having a car payment is normal—but normal is broke. See why paying off your car loan early is a smart financial decision and how to make it happen.
Rachel Cruze
Money
Car Repossession: How It Works and How to Deal With It
Falling behind on your car payment? Find out what can happen if your car gets repossessed and what you can do to stop it.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.