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Money
The 10 Most Viral Moments on The Ramsey Show
Watch the 10 most viral moments on The Ramsey Show—including shocking Ramsey calls, massive debt confessions and real financial breakthroughs.
Ramsey Solutions
Money
Average Student Loan Debt: 2025 Statistics
The total student loan debt in America is $1.77 trillion! Discover the latest average student loan debt statistics, including federal and private student loans.
Ramsey Solutions
Money
Debt Avalanche vs. Debt Snowball: What’s the Difference?
Find out if you should pay your debts by interest rate with the debt avalanche method or pay off the smallest balances first with the debt snowball method.
Ramsey Solutions
Money
Statement Balance vs. Current Balance: Know the Difference
Credit card companies love to use confusing jargon. Find out the difference between these two balances so you can avoid paying interest and falling into credit card debt.
Ramsey Solutions
Money
What Is a Grad PLUS Loan?
Wanting to go to grad school? Thinking about taking out a Grad PLUS Loan to help cover the cost? Get the facts about Grad PLUS Loans and find out more ways to pay for your education.
Ramsey Solutions
Money
What Is Public Service Loan Forgiveness? Do I Qualify?
The Public Service Loan Forgiveness (PSLF) program was created as an incentive for people to work in certain service careers. Sounds great, right? Well, there’s a lot more to PSLF than it seems.
Ramsey Solutions
Money
Overcoming the Student Loan Crisis
Student loans are a problem, and they don't seem to be going anywhere—but there’s hope. Here’s everything you need to know about the student loan crisis.
Ramsey Solutions
Money
Upgrade Personal Loans Review
Don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your finances. Here’s why you should steer clear of Upgrade loans.
Ramsey Solutions
Money
Affirm Review: How It Works and Is It Safe?
Buy now, pay later options like Affirm are all the rage, but they’re really just debt in disguise. Find out why you shouldn’t click that “pay with Affirm” button at checkout.
Rachel Cruze
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
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What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.