Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

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Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

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Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

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Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

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Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

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I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

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Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Buying a Timeshare? Try These Alternatives

9 min read

You don’t need to buy a timeshare to take your dream vacation. Try these budget-friendly alternatives instead!

Ramsey Solutions

Money

How to Write a Timeshare Cancellation Letter

7 min read

Ready to break free from your timeshare? Learn the do’s and don’ts on how to write a timeshare cancellation letter.

Ramsey Solutions

Money

Federal vs. Private Student Loans: What's the Difference?

12 min read

Paying for college doesn’t have to include student loans. Before you sign on the dotted line, check out the differences between federal vs. private student loans. Then you can decide if it’s worth it.

Ramsey Solutions

Money

Deferment vs. Forbearance: What’s the Difference?

8 min read

Deferment and forbearance both put a temporary pause on student loan payments. Learn how they work—plus other options you have if you’re feeling completely overwhelmed by your student loans.

Ramsey Solutions

Money

Can I Write Off My Timeshare as a Tax Deduction?

5 min read

Got a timeshare? Too bad! As your costs grow, you may be wondering how it all fits into your tax picture. To be sure you know the rules, let’s break down the legal tax deductions for your timeshare.

Ramsey Solutions

Money

How to Manage Your Money (and Business Finances) During a Crisis

4 min read

There’s a lot of information coming at you these days—everything from the right way to wash your hands to how far to socially distance yourself from another breathing human. And in the middle of all the information overload is your money. Let’s break down what you should and shouldn’t be doing with your money in a crisis.

Ramsey Solutions

Money

How to Refinance Student Loans

7 min read

If you’re working on your student loans, you’d probably like to know something you can do today to get your debt snowball rolling faster than ever. Your best strategy could be to refinance.

Ramsey Solutions