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Money
How Long Does a Bankruptcy Stay on Your Credit Report?
Filing for bankruptcy doesn’t mean all your problems magically disappear. Find out how long a bankruptcy can stay on your record and what to do if you’re trying to rebuild your life after a bankruptcy.
Ramsey Solutions
Money
How Mathew Went From $20 in the Bank to a Full-Time Financial Coach
Mathew was down to his last $20 within 48 hours of moving to the United States. He’s now a full-time financial coach with hundreds of clients. Find out how he turned it all around.
Ramsey Solutions
Money
Own Your Future: A Life Without Student Loan Debt
In this must-listen season finale of our Borrowed Future podcast series, Dave Ramsey, Rachel Cruze, and Anthony ONeal discuss practical steps students can take to graduate from college debt free.
Ramsey Solutions
Money
What Are the Different Types of Bankruptcies?
Bankruptcy may seem like the answer, but it’s not your only option. Learn what actually happens in each type of bankruptcy.
Jade Warshaw
Money
Don’t Bank on Student Loan Forgiveness
Politicians are making big promises on student loan forgiveness, but where will that $2 trillion come from? According to Dave Ramsey, Seth Frotman, Seth Godin, and Mark Cuban, there’s no magic bullet.
Ramsey Solutions
Money
Sallie Mae is Not Your Friend
In this episode of Borrowed Future, we’ll take a look at the history of the government-backed student loan industry, how Sallie Mae became a player, and how student loans have led to soaring college costs.
Ramsey Solutions
Money
How to Stay Motivated Through Baby Step 2
Baby Step 2 got you down? Check out these tips to help you stay motivated and conquer your debt snowball with gazelle intensity.
Rachel Cruze
Money
What No One Told You About Student Loans
The student loan crisis is impacting you, your friends, your kids and our economy. College is more expensive than ever—but is it worth it?
Ramsey Solutions
Money
How to Deal With Debt Collectors When You Can’t Pay
Dealing with debt collectors is frustrating. We’ve got the scoop on what they can and can’t do so you can keep them from harassing you and your family.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can Rebuild No Matter Where You Are
Friday, October 24 | Hour 0
Friday, October 24 | Hour 0
You Can Rebuild No Matter Where You Are
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.