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The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
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Learn How to Take Control of Your Money
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Money
Debt-Free Degree Town Hall
Dave Ramsey and Anthony ONeal guide you through the proven step-by-step plan for how you can graduate college debt-free.
Ramsey Solutions
Money
New Podcast: Borrowed Future
This podcast series explores the student loan crisis and how to go to college debt-free
Ramsey Solutions
Money
No Credit vs. Bad Credit: What's the Difference?
Having a low credit score is not the same thing as having no credit score. Read about the main differences between the two, and take control of your finances today!
Ramsey Solutions
Money
How David Volzer Found Purpose as a Full-Time Financial Coach
Financial coach David Volzer shares about his journey from a passionless job to a job full of purpose. Plus, get his three tips to starting a coaching business.
Ramsey Solutions
Money
How to Get Your Family On Board With Getting Out of Debt
Getting out of debt can be scary, especially if you don’t have any support. But getting out of debt is a family affair, and we’ve got tips on how you can start gathering your cheer squad.
Ramsey Solutions
Money
Your Top Debt Snowball Questions Answered
So you’ve heard about the debt snowball method—you know, where you pay your debts from the smallest to largest balance regardless of interest rate—and now you’re ready to dive right in.
Ramsey Solutions
Money
6 Tips on How You Can Be a Money Coach
Discover how one man coached his clients to pay off $10 million in debt. Use these 6 tips to help your friends and family and power up your own coaching practice.
Ramsey Solutions
Money
How to Sell a Timeshare
Want to know how to sell a timeshare, but you’re not sure where to start? We’ve boiled it down for you to four practical steps, plus a couple of “gotchas” to watch out for.
Rachel Cruze
Money
Timeshare Maintenance Fees: The Ugly Truth
A timeshare is a guaranteed vacation spot, but it’s also a guarantee you’ll be slapped with hefty maintenance fees every year. Here’s what you need to know.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.