Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

What Is Purchasing Power?

8 min read

How much bang is in your buck?

Ramsey Solutions

Money

Peloton vs. NordicTrack: Which Is Better?

10 min read

Which one gives you more bang for your buck?

George Kamel

Money

17 Ways to Save Money for Christmas

16 min read

Find extra money for Christmas with these simple ways to cut back.

Ramsey Solutions

Money

How to Be Eco-Friendly on a Budget

8 min read

Let’s bust the myth that it’s impossible to be eco-friendly on a budget. Here’s how to go green while saving your green.

Ramsey Solutions

Money

What Is Deflation?

9 min read

You’ve heard all about inflation, but do you know about its sneaky sibling deflation?

Ramsey Solutions

Money

The State of Personal Finance 2021 Q2

10 min read

Learn the current state of personal finance in America (including spending trends and the pandemic) in this quarterly original research study by Ramsey Solutions.

Ramsey Solutions

Money

How to Plan a Staycation

12 min read

Need a vacation but the budget just won’t cover it? A staycation will give you the rest you need without breaking the bank. Here are 15 ideas to get you started.

Ramsey Solutions

Money

How to Plan a Trip on a Budget

4 min read

Planning your trip on a budget will give you a sense of relief so you can actually enjoy your vacation. Here are seven steps to planning your trip on a budget.