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Money
20 Last-Minute Valentine’s Day Gifts
Here are some last-minute Valentine’s Day gift ideas for under $30! Surprise someone you love without breaking the bank.
Rachel Cruze
Money
What Is the Consumer Price Index?
In simple terms, the Consumer Price Index (CPI) measures the average price of goods and services over time to measure inflation.
Ramsey Solutions
Money
Are Extended Warranties Worth It?
Extended warranties: Are they a great safety net if something breaks or a total rip-off? Learn more about extended warranties and what they mean for you.
Ramsey Solutions
Money
The Cost of Christmas Debt
It’s time to have a holly jolly credit-free Christmas. Here’s how . . .
Ramsey Solutions
Money
Christmas Bonus: 7 Smart Ways to Make It Count
If you’ve been blessed with a Christmas bonus, don’t blow it on an impulse buy. Check out these seven smart ways to spend or save that extra holiday cash.
Ramsey Solutions
Money
10 Black Friday Shopping Tips (To Find Deals, Save Money, and Have Fun)
Ready to spend smart, have fun, and make the most of holiday sales? Check out my 10 Black Friday shopping tips that will help you stay on track with your spending.
Rachel Cruze
Money
The State of Personal Finance 2021 Q3
The latest quarterly release of The State of Personal Finance study from Ramsey Solutions digs into the pain consumers are feeling from rising inflation and what that means for their upcoming holiday spending.
Ramsey Solutions
Money
The (Supply Chain) Nightmare Before Christmas
Turns out, the Grinch isn’t the only one who can steal Christmas. The global supply chain is about to get in on the action too.
Ramsey Solutions
Money
What to Do if You Miss a Paycheck
What should you do if you miss a paycheck? Well, you shouldn’t panic, that’s for sure. Take a deep breath and read these practical tips to secure your finances and keep you and your family afloat.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can Rebuild No Matter Where You Are
Friday, October 24 | Hour 0
Friday, October 24 | Hour 0
You Can Rebuild No Matter Where You Are
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.