Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

21 Cheap Beach Vacations for 2025

12 min read

Want to enjoy some sun and sand without sinking your budget? Check out this list of 21 cheap beach vacations in the U.S. (including where to stay nearby).

George Kamel

Money

Cheapest Places to Visit in Florida

11 min read

Here are the best and cheapest places to visit in Florida for a fun and affordable family vacation.

Rachel Cruze

Money

What Is Lifestyle Creep?

8 min read

Lifestyle creep is when your income goes up and your spending creeps right up to meet it. Here's why it's dangerous—and how can you fight it!

Rachel Cruze

Money

21 Ways to Save Money at a Restaurant

9 min read

We all love eating at restaurants, but how do you dine out without blowing the budget every month? Here are 20 simple tips to help you save money at restaurants this year.

Ramsey Solutions

Money

The State of Personal Finance 2022 Annual Report

3 min read

The latest release of The State of Personal Finance from Ramsey Solutions takes a look back at 2021 to see how Americans’ attitudes, opinions and behaviors changed around their money.

Ramsey Solutions

Money

Shopping Addiction: Symptoms, Causes and How to Address It

12 min read

Let's break down what shopping addiction is and talk about how to fix it so you can have a truly healthy relationship with money.

Rachel Cruze

Money

Retail Therapy: Are Emotions Draining Your Wallet?

13 min read

Retail therapy is spending money to make yourself feel better. Here's how you can take back control of your spending habits.

Rachel Cruze

Money

Caveat Emptor: Let the Buyer Beware!

9 min read

Caveat emptor (let the buyer beware)! Find out the top tactics companies use to get you to spend more and how you can outsmart them.

Ramsey Solutions

Money

Buyer’s Remorse: What It Is and How to Avoid It

11 min read

Buyer’s remorse happens when you spend money on something and regret it later—and it’s not fun. Learn more about what it is, why it happens, and how you can avoid it.

Rachel Cruze