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Money
Baby Step 1: Your Budgeting Guide
New to budgeting and on Baby Step 1? This guide will help you start your first monthly budget and build a $1,000 emergency fund.
Rachel Cruze
Money
Get Rachel Cruze’s New Book, Know Yourself, Know Your Money
You’ve taken every personality test out there to become more self-aware—but what about when it comes to why you handle money the way you do?
Ramsey Solutions
Money
What Is an Enneagram and How Does It Impact My Money?
You might be wondering, What is an Enneagram? I’m so excited to introduce you to it. You’ll learn something about yourself and how to be successful with money.
Rachel Cruze
Money
Where Does Your Christmas Spending Rank?
Americans plan to spend $997.79 on holiday purchases for themselves and their families this year. Where does your Christmas spending rank?
Ramsey Solutions
Money
How to Boost Your Holiday Budget
Trying to have Santa-sized fun on an elf-sized budget? We’ve got you covered!
Ramsey Solutions
Money
The Rachel Cruze Wallet: How It Works and Why You’ll Love It
You work hard for your money, and you deserve a wallet that’s as intentional as you are. That’s why I’m so excited about the Rachel Cruze Wallet!
Rachel Cruze
Money
What Are the 7 Money Tendencies?
We each have 7 Money Tendencies that make up our money personality as a whole. Here’s how your money personality affects the way you handle money.
Rachel Cruze
Money
10 Ways to Reward Yourself That Won’t Bust Your Budget
Keep your budgeting motivation up by celebrating wins along the way. To help, here are ten cheap ways to reward yourself that won't bust your budget.
Ramsey Solutions
Money
How to Change Your Spending Habits
Changing just a few of your spending habits can put you on the fast track to turning your financial dreams into reality.
Rachel Cruze
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can Rebuild No Matter Where You Are
Friday, October 24 | Hour 0
Friday, October 24 | Hour 0
You Can Rebuild No Matter Where You Are
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.