Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

Start EveryDollar for Free

Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Why Tracking Your Transactions Is So Important

3 min read

Tracking your transactions is one of the best budgeting tips we can give you. Find out why it's so important.

Ramsey Solutions

Money

How to Stop Worrying About Money

8 min read

Money is the #1 thing Americans worry about, even before their jobs, families or health. Here’s how to stop worrying about money for good.

Rachel Cruze

Money

How to Change Your Money Mindset

10 min read

What beliefs, attitude and mindset do you have around money? What you believe will directly affect the way you handle money.

Rachel Cruze

Money

How Journaling Can Save You Money

6 min read

Journaling will help you put the focus back on to your life and not everyone else’s. Learn how it can actually save you money in the long run.

Rachel Cruze

Money

10 Ways to Improve Your Financial Health

8 min read

No matter where you’re starting from, you can improve your financial health by following these 10 simple money principles. I’ll show you how.

Rachel Cruze

Money

Why You Need Some Fun Money in Your Budget

4 min read

Want to treat yourself with some guilt-free spending? Learn the importance of including fun money in your budget.

Ramsey Solutions

A living room decorated for Christmas is covered in torn wrapping paper and discarded ribbons.

Money

Christmas Is Gone and So Is My Money! What Do I Do Now?

8 min read

Christmas is gone—and so is your money! So, what do you do now?

Ramsey Solutions

Money

16 Ways to Find the Best Deals Online

10 min read

There’s no reason to pay full price when shopping online these days. Here are 16 ways to get the best deals online.

Ramsey Solutions

Two disposable Starbucks cups, one is larger than the other.

Money

10 Starbucks Hacks That Can Save You Money

6 min read

Those trips to your local coffee shop can wreak havoc on your budget. Check out our list of 10 Starbucks hacks to help you save on your next morning coffee run.

Ramsey Solutions