Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

16 Dollar Store Buys Worth Your Dollar

11 min read

Think there’s nothing good at the dollar store? Think again. Here’s my list of best dollar store buys that will save you money.

Rachel Cruze

Money

How to Budget With a Low Income

10 min read

Budget feeling tighter? Having trouble making ends meet with your current paycheck? Learn how to budget your money with a low income.

Rachel Cruze

Money

Are Loyalty Programs Worth It?

13 min read

Loyalty programs are everywhere these days. But are they worth all the hassle to sign up? Are they even worth signing up for at all? I’ve got the scoop here.

George Kamel

Money

What Causes Inflation?

9 min read

We all hate inflation. But what the heck causes it? Inflation is caused by too many dollars chasing too few goods.

Ramsey Solutions

Money

How to Save Money on Back-to-School Shopping

9 min read

These 15 tips on back-to-school shopping can help you prioritize your spending and save money—this month and all year long.

Ramsey Solutions

Money

How to Budget for an All-Cash Christmas

5 min read

It’s much easier to get ready for the holiday season little by little. You just need to know where to start. Here are five ways you can get a jump on Christmas—in July.

Ramsey Solutions

Money

What Is Inflation?

16 min read

Inflation hits us all where it hurts—in our wallets. Inflation is an increase in the price of goods and services over time. In other words, things just cost more than they did in the good ol’ days.

Ramsey Solutions

Money

The Pros and Cons of Outlet Stores: Are You Really Saving Money?

6 min read

Does the word “outlet” really mean you’re getting the best deal? We wondered the same thing. Here are some of the pros and cons of contemporary outlet store shopping.

Ramsey Solutions