Insurance Information and Resources From Ramsey Solutions

Home and Auto Insurance

Work with an agent to bundle home and auto insurance to save money and get the best coverage for your biggest assets.

Term Life Insurance

Protect your family’s future and get peace of mind with term life insurance.

Identity Theft Protection

4.4 Million Hit by TransUnion Breach Protect your data today with ID Theft Protection from Zander Insurance

Make a Will

It's easy to love your family well when you make your legal will and powers of attorney online.

Take the Coverage Checkup

Couple standing while holding a phone with the Coverage Checkup on the screen

Health Insurance

Find the right health insurance plan at the right price.

Medicare

Keep your retirement dreams on track. Get the right coverage for your health needs and your budget.

Long-Term Care

Proactively cover the costs of a nursing home or at-home care.

Umbrella Insurance

A trusted insurance pro can help you protect yourself from lawsuits and large claims you may be liable for.

Commercial Insurance

Work with an insurance pro who can find a policy to protect your business with workers’ comp and commercial auto coverage.

Auto Insurance

Get the right auto coverage (including recreational vehicles) through an agent who works for you, not for a company.

Home Insurance

A trusted home insurance agent can help you get the right coverage for your biggest investment.

Health Cost Sharing

Share healthcare costs with a community of believers.

Insurance Resources

8 Types of Insurance You Can't Go Without

With so many types of insurance to choose from, it's hard to know what you need and what you don't. So, let’s go over the eight types of insurance you can’t go without.

Learn More

Ramsey Teachings

Dave Ramsey’s Teaching on Life Insurance

Average Term Life Insurance Rates by Age

Do I Need Travel Insurance?

What is Disability Insurance and Do You Need It?

Common Questions

What Is an Insurance Advisor?

What is an Insurance Claim?

What Is an Insurance Policy?

How Much Car Insurance Do I Need?

Insurance Basics

Insurance

How Much Does the Average Person Pay for Insurance?

9 min read

Insurance is getting expensive, no buts about it. Let’s take a look at the average insurance cost per month so you can tell whether you’re paying too much.

Ramsey Solutions

Insurance

5 Ways to Protect Yourself in 2025

4 min read

New year, new you? How about switching up the usual New Year’s resolutions and trying something different? Here are five easy ways you can level up your defensive game in 2025.

Ramsey Solutions

Insurance

Insurance for Beginners: What You Need to Know

9 min read

Wish you knew more about insurance so you could get the best deal? Break down fancy financial terms so you can better understand the basic insurance policies everyone needs.

Ramsey Solutions

Insurance

Insurance Tips for Married Couples

7 min read

Getting married is a big change—and it will probably change your insurance needs. Let’s look at some insurance tips for married couples.

Ramsey Solutions

Insurance

How to Save on Car Insurance: Smart Ways to Lower Your Rate

13 min read

Car insurance rates skyrocketing? Trying to figure out how to save on car insurance? Check out our list of 12 ways to knock your premiums down.

Ramsey Solutions

Insurance

Top Myths About Wills and Insurance—and Why They’re False

9 min read

Figuring out wills and insurance (and how to pay for them) can be a pain. But wills and insurance are essential to estate planning. Let’s debunk the most common myths about wills and insurance.

Ramsey Solutions