Christian Healthcare Ministries

You shouldn’t have to face medical bills on your own. With Christian Healthcare Ministries (CHM), members have an entire community to help share the costs.

Happy and Healthy Family

CHM gives Christians a budget-friendly solution to rising healthcare costs. When a member makes a monthly payment, it goes toward another member’s medical bills. In fact, CHM has satisfied over $7 billion in member healthcare costs.

Even though CHM isn’t health insurance, it's a federally certified exemption, which makes it an eligible option under the national healthcare law. Plus, it can really help your family cut down on medical costs. Here’s how it works:

  1. Commit to the CHM guidelines.
  2. Pick your program. (Remember, there's no contract.)
  3. Pay monthly based on the program you choose.
  4. Submit eligible medical bills to CHM.
  5. Pay your bill (or reimburse yourself) using the check that CHM sends you.

Have more questions? Check out the FAQ.

Find out what CHM covers by downloading the free information packet.

What's Included?

No Contracts

At Christian Healthcare Ministries, you never have to sign a contract. Plus, you can join (or cancel) at any time.

Doctors You Want

Forget tiny networks! At CHM, you have the flexibility of choosing your own healthcare providers in all 50 states and around the world.

Generous Maternity Program

When you're having a baby, the last thing you should be doing is stressing over bills. That's why CHM's maternity program covers 100% of eligible costs.

Telemedicine Support

Members have 24/7 access to HealthiestYou™ by Teladoc at no extra cost. (Yep—even at 2 a.m. when you’re not sure if it’s the flu or bad barbeque.)


Why CHM?

Christian Healthcare Ministries is a RamseyTrusted provider—and that’s a big deal! RamseyTrusted is our seal of approval in the marketplace. And we don’t give it to just anyone. Only providers who do whatever it takes to help you win earn the RamseyTrusted shield.

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