Faith-Based Healthcare That Puts People Over Profit
Are you a Christian looking for a nontraditional healthcare option? Christian Healthcare Ministries (CHM) lets you choose your own doctors and shares the cost with an entire community.
How Does Christian Healthcare Ministries Work?
With Christian Healthcare Ministries, each member of the health sharing plan pays a monthly contribution. Part of those contributions are set aside to help fellow plan participants with their bills. So, when you get a medical bill, you pay it yourself. Then you submit your bill to Christian Healthcare Ministries to confirm that it’s eligible for sharing. Once it’s approved, you’ll receive reimbursement for the covered portion of your bill.
What's Included?
No Contracts
At Christian Healthcare Ministries, you never have to sign a contract. Plus, you can join (or cancel) at any time.
Doctors You Want
Forget tiny networks! At CHM, their no-network approach gives you options.
Maternity Included
When you're having a baby, the last thing you should be doing is stressing over bills. That's why CHM offers maternity sharing for mothers on each program.
Telemedicine Support
Members have free access to both primary care and urgent care appointments. (Yep—no more waiting and waiting to see your doctor.)
What to Know About Health
Share Plans
Health share plans are nonprofit ministries. That means members get to combine health care support with serving others as an expression of faith. And these plans are getting more popular all the time. That’s not surprising when you realize how much money they can save you compared to traditional health insurance plans.
Learn all about the differences between health cost sharing and traditional health insurance. We’ll break down the pros and cons so you can figure out if a health share plan is right for you!
Get Your Free CHM Info Pack
Want to learn more about what CHM has to offer? Get answers to your questions and find out if CHM is right for you with this free PDF.
Want to Learn More Before You Apply?
Get all your need-to-know info on CHM.
Top Questions About Christian Healthcare Ministries
Let’s look at the top questions asked by people considering a health cost sharing program. We’ll go over topics like:
- What is Christian Healthcare Ministries (CHM)?
- What programs does it offer?
- Who does it make sense for?
- What if I have a preexisting condition?
- Do doctors accept CHM?
Get answers and discover if CHM is right for you and your family!
Christian Healthcare Ministries is a RamseyTrusted® provider—and that’s a big deal! RamseyTrusted is our seal of approval in the marketplace. And we don’t give it to just anyone. Only providers who do whatever it takes to help you win earn the RamseyTrusted shield.
What Is Cost Sharing?
Traditional health cost sharing is the portion of your medical bill the insurance company shares with you after you meet your own out-of-pocket payment responsibilities (deductibles, coinsurance and copays). Then, depending on your coinsurance split, they’ll kick in a partial payment for your health care bill.
There’s also a new way of sharing health care costs that’s cheaper and simpler. It’s called health sharing or health cost sharing. Health share plans are like cooperatives where members share a portion of each other’s medical costs.
We’ll dive deeper into both types of health cost sharing and then talk about how the new kind can benefit you.