Medicare Enrollment Explained
Confused about when to enroll in Medicare? We’ve got you.
Medicare’s Annual Enrollment Period is October 15–December 7. Connect with a trusted advisor to review or change your plan.
During Medicare’s Annual Enrollment Period (AEP), you can review, change or compare plans. And our friends at Chapter are here to walk with you every step of the way.
Chapter is RamseyTrusted because they bring clarity to the confusing world of Medicare. After seeing countless folks—especially their own families—misled into the wrong plans, they were fed up.
Now, Chapter’s licensed advisors help you avoid costly mistakes and choose the plan that’s actually right for you. Thousands of families trust them, and so do we.
Government programs are the best . . . at being confusing. And Medicare is no exception. But you can download a guide that makes learning the basics of Medicare feel like talking to a no-nonsense friend over coffee.
Medicare changes from year to year—and staying on top of those updates can help you make smarter coverage choices. Whether you’re new to Medicare or due for a plan review, this guide walks you through what’s changing, what’s staying the same, and what to watch for so you can make confident decisions about your health coverage.
Medicare is the government’s health insurance for folks 65 and up. It’s made up of different parts—like A for hospital stays and B for doctor visits. Then there’s Part D for prescriptions and Part C for bundled plans. Sound like a lot? Don’t worry, we break it down in a way that actually makes sense.
Medicare isn’t one-size-fits-all. What you pay depends on the parts you choose, your income, and how much care you need. There are also monthly premiums, deductibles, and out-of-pocket costs to factor in. It can feel a little overwhelming. But understanding the basics now can help you avoid surprise costs later.
Medicare doesn’t cover everything—but a Medicare supplement plan (also called Medigap) can help fill in the gaps left behind.Not sure if you need one? Check out the full article to learn what it does, how it compares to Medicare Advantage, and which plan might be right for you.
Medicare can be stressful and confusing—deadlines, forms, and all the different parts. You want to get the right coverage, nothing more and nothing less. That’s where Chapter advisors come in.
We know Medicare can feel overwhelming. That’s why we’re breaking down the complicated terms and confusing timelines. In this video, we cover the basics on:
Learn what you need to know—quickly and clearly
Confused about when to enroll in Medicare? We’ve got you.
If you have Medicare, you have a Medicare card. So, what’s on it and why do you need it? Let’s find out!
If you struggle to pay your Medicare costs, a Medicare Savings Program could help you. We’ll give you the deets so you know whether to apply.
Despite how similar the names are, there are big differences between Medicare and Medicaid. We’ll show you which one you might need!
Can you rely on Medicare for your long-term care needs? If you say yes, think again! Get educated about what kind of long-term care Medicare covers and find out how to put a real plan in place.
Not sure if you’re eligible for Medicare? We’ve got answers—and a Medicare eligibility age chart!
Chapter is now RamseyTrusted—and that’s a big deal. When we say they’re RamseyTrusted, it means we’ve vetted them, believe in how they serve people, and would send our own families to them. Chapter’s licensed advisors take the time to listen, explain your options, and help you choose the right Medicare plan—real guidance you can actually trust.
I highly recommend this service through this company, Chapter. My representative took time to explain everything to me. He also made sure that all my doctors and prescriptions were covered under my new Medicare plan.
Christine S.
Verified Chapter Customer
William did a wonderful job guiding my wife and me to a new Medicare policy. He asked good questions about our health conditions, as well as how we preferred to approach our care. He recommended a highly rated program that was a great fit for us and puts about $300 back in our budget each month. We are very happy with our experience with William and Chapter.
James N.
Verified Chapter Customer
Tylor was very helpful helping me understand, a little bit more, about the insurance. He said at this time the coverage I had for the price I’m paying is the best for now. Will check back next year. Thank you so much for your help.
Rita S.
Verified Chapter Customer
Chapter Advisory, LLC (“Chapter”) is a private health insurance agency. In California, Chapter does business as Chapter Insurance Services (Lic. No. 6003691). Chapter is not affiliated with or endorsed by any government entity. While Chapter has a database of every Medicare plan option nationwide and can help you to search among all options, it has contracts with many but not all plans. As a result, Chapter does not offer every plan available in your area. Currently, Chapter represents 50 organizations which offer 18,601 products nationwide. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.