Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

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EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

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Budget Calculator

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Debt Snowball Calculator

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Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

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Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

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I try to stay on top of things, but saving money is hard.

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I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Renee Daggett tax pro pointing to a sign with her name on it.

Money

8 Questions to Ask Your Tax Advisor

8 min read

When it comes to getting your tax questions answered, it helps to have a tax pro in your corner! Here are some questions you can ask your advisor to help you get through this tax season and beyond.

Ramsey Solutions

Money

8 Benefits of Filing Your Taxes Early

9 min read

Filing your taxes early has a bunch of benefits, including less stress and fewer delays in getting your refund back. Take a look at some of the other benefits of filing early.

Ramsey Solutions

15 Common Tax Deductions for Small-Business Owners

Money

23 Common Tax Deductions for Small-Business Owners

13 min read

We don’t have to convince you that taxes are complicated—especially for small-business owners. But the good news is that there are plenty of small-business tax deductions available to make tax season a little less painful!

Jade Warshaw

Money

How to Get Your Cash Back if You’ve Overpaid the IRS

6 min read

Every year, millions of Americans make mistakes on their tax returns and end up overpaying their taxes. If that’s you, file an amended tax return to get your money back from Uncle Sam.

Ramsey Solutions

Money

What If I Get Audited?

6 min read

What to expect if the IRS picks you for an audit.

Ramsey Solutions

Money

How Children Affect Your Taxes

6 min read

Being a parent is awesome. But how does having kids affect your taxes? There are a lot of ways children impact your tax returns, from deductions to childcare credits. Let's take a look.

Ramsey Solutions

Money

What Is the Self-Employment Tax and How Do You Calculate It?

10 min read

If you’re self-employed, the IRS has a little surprise for you called the self-employment tax. It’s a 15.3% tax made up of 12.4% for Social Security and 2.9% for Medicare.

Ramsey Solutions

Olivia, a small business owner sits with her freshly decorated sugar cookies.

Money

A Guide to Small-Business Taxes

9 min read

You know who likes paying taxes? Nobody. But we have to do it, so it's good to know what the small business tax rates are for 2020—if for no other reason than to keep the IRS off your back.

Ramsey Solutions

State and local tax deductions displayed on the map.

Money

How Does the State and Local Tax Deduction Work?

6 min read

The state and local tax deduction (SALT) allows you to deduct up to $10,000 of your state and local property taxes. Should you take this deduction, and if so, how does it work? Let’s break it down.

Ramsey Solutions