Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Budget-Friendly Meal Ideas

11 min read

Eating healthy on a budget doesn’t have to be hard! Check out our guide to cheap meals on a budget.

Ramsey Solutions

Money

Cheap Party Food and Potluck Ideas

13 min read

You can host a great party and stay on budget—and you don’t even have to sacrifice taste with these cheap party foods and potluck ideas.

Ramsey Solutions

Money

What College Should You Go To? Avoiding the Traps of Higher Education

14 min read

In this episode of the Borrowed Future podcast, you’ll hear from thought leaders like Mike Rowe, Dave Ramsey, Seth Godin, Mark Cuban, Rachel Cruze, Anthony ONeal and more on how college FOMO is real—and dangerous.

Ramsey Solutions

Money

Spring Clean Your Budget

9 min read

This type of spring cleaning will get your budget working even better, making you a happier budgeter. Let’s get happy. Let’s get cleaning.

Ramsey Solutions

Money

How to Make Extra Money Using Airbnb

7 min read

Does becoming an Airbnb host fit in your budget?

Ramsey Solutions

Money

How to Make the Most of Your Raise or Bonus

6 min read

Getting a raise or bonus this year? There are lots of ways to spend that extra income, some better than others. Make the most of your raise with these tips!

Ramsey Solutions

Money

Are Meal Kit Delivery Services Budget Friendly?

8 min read

We're dishing about meal kit delivery.

Ramsey Solutions

Money

3 Grocery Shopping Habits That Are Costing Everyone Time and Money

4 min read

Break these three costly grocery shopping habits and you’ll gain more time on your schedule and more money in your wallet.

Ramsey Solutions

Money

December Challenge: Create Your New Year's Goal

2 min read

New year, new goals—and this time, you’ve got a plan. Whether it’s crushing debt or saving big, we’ll show you how to dream big and make it happen—with a budget.

Ramsey Solutions