Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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See the 7 Baby Steps

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Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

11 Items You Should Buy Generic

5 min read

You’ve heard the buzz about buying generic. But what does it all mean? Learn how buying generic saves you money and which items are the smartest ones to buy.

Ramsey Solutions

Money

13 Car Maintenance Tips That Can Prevent Major Repair Costs

8 min read

Car maintenance probably isn’t the most thrilling item on your to-do list. But these simple tips can help you keep your ride running smoothly and delay you needing a new one.

Ramsey Solutions

Money

Does Buying in Bulk Really Save You Money?

10 min read

Will buying in bulk really save you money?

Ramsey Solutions

Money

How to Buy an Engagement Ring: 5 Tips

10 min read

Is a proposal in your future? Let’s talk about the most important part: the ring. So, how much should you spend on an engagement ring? I’ve got your answer, plus tips for creating your engagement ring budget here.

Rachel Cruze

Money

The Best Time to Buy a Car

6 min read

Wondering when the best time to buy a car is? It’s definitely not now—especially in this market. With car prices going up (along with everything else), you might want to wait it out. Here’s why.

Ramsey Solutions

Money

What Is MLM (Multilevel Marketing) and Is It a Good Idea?

9 min read

What’s the difference between a multilevel marketing (MLM) business and a pyramid scheme? Learn more if you want to make extra money the safe way.

George Kamel

Money

How to Increase Your Income

4 min read

If you want to know how to increase your income—to fight inflation, reach your money goals, or just get some more margin in the budget—these nine tips will help.

Ramsey Solutions