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The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
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Money
Spring Clean Your Budget
This type of spring cleaning will get your budget working even better, making you a happier budgeter. Let’s get happy. Let’s get cleaning.
Ramsey Solutions
Money
How to Make Extra Money Using Airbnb
Does becoming an Airbnb host fit in your budget?
Ramsey Solutions
Money
How to Make the Most of Your Raise or Bonus
Getting a raise or bonus this year? There are lots of ways to spend that extra income, some better than others. Make the most of your raise with these tips!
Ramsey Solutions
Money
Are Meal Kit Delivery Services Budget Friendly?
We're dishing about meal kit delivery.
Ramsey Solutions
Money
October Challenge: Team Up on Finances
You can prepare for any budget temptations, challenges or confusions simply by teaming up with a like-minded pal.
Ramsey Solutions
Money
3 Grocery Shopping Habits That Are Costing Everyone Time and Money
Break these three costly grocery shopping habits and you’ll gain more time on your schedule and more money in your wallet.
Ramsey Solutions
Money
December Challenge: Create Your New Year's Goal
New year, new goals—and this time, you’ve got a plan. Whether it’s crushing debt or saving big, we’ll show you how to dream big and make it happen—with a budget.
Ramsey Solutions
Money
The 11 Best and Worst Things Said About the Cost of College
We asked Dave Ramsey’s Facebook fans to share their college tuition stories with you. Here’s the best (and worst) of what we read.
Ramsey Solutions
Money
How to Start a College Fund
One minute, you’re holding that sweet bundle of joy in your arms for the first time. The next minute, you’re visiting colleges with your teenager.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.