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Biden Plans to Forgive Up to $20,000 of Student Loan Debt for Borrowers: What Does It Mean for You?
Big news! President Biden announced his plan to forgive up to $20,000 of student loan debt. Find out if you qualify and what to do about the rest of your student loans.
Ramsey Solutions
Money
$3.9 Billion Student Loan Cancellation for ITT Tech Borrowers
Another school has been called out for shady student loan practices (what else is new?). Find out what went down with ITT Tech and who will have their student loans forgiven.
Ramsey Solutions
Money
How the Fair Debt Collection Practices Act Protects You
If your debt is in collections, then you need to know about the Fair Debt Collection Practices Act. It’s a collector’s book of do’s and don’ts. Here’s what you should know.
Ramsey Solutions
Money
Should I Apply for Student Loan Forgiveness?
Student loan forgiveness programs might look like your ticket out of monthly payments—but are they actually too good to be true? Here’s everything you need to know.
Ramsey Solutions
Money
Credit Counseling: What Is It and Does It Work?
When the debt collectors are calling, nothing sounds better than heading to your nearest credit counseling agency for help. But is it really the best help for getting out of debt? We’ve got the answer right here.
Ramsey Solutions
Money
What Is a FICO Score?
A FICO score isn’t a measure of how successful you are. So, what is a FICO score? It’s really an “I love debt” score. Here’s what you need to know.
Ramsey Solutions
Money
What Is Upstart?
What is Upstart? Learn about this new artificial intelligence platform that gives people loans—and why you should avoid this service to protect your financial future.
George Kamel
Money
How Does Debt Settlement Work?
If you’re thinking about debt settlement, think again. There’s a better way to get out from under all that debt, and we can help.
Ramsey Solutions
Money
Fingerhut Review: Online Shoppers Beware
What’s up with Fingerhut? A lot of shady stuff, that’s what. It may seem like a great way to get a good deal. But it’s actually a quick way to get trapped in a cycle of debt.
George Kamel
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can Rebuild No Matter Where You Are
Friday, October 24 | Hour 0
Friday, October 24 | Hour 0
You Can Rebuild No Matter Where You Are
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.