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Money
40 Last-Minute Christmas Gifts on a Budget
If Christmas caught you by surprise, it’s not too late to give the people you love a gift they’ll enjoy! Here are 40 budget-friendly, last-minute Christmas gifts.
Rachel Cruze
Money
YNAB vs. EveryDollar: Which Is the Best Zero-Based Budgeting App?
When it comes to zero-based budgeting apps, which is the best? YNAB or EveryDollar? Here's a side-by-side comparison to help you decide.
Ramsey Solutions
Money
16 Best Coupon Apps of 2025
Looking for more ways to save money and stretch your budget? Who isn’t! Give these coupon apps a shot.
Ramsey Solutions
Money
How to Wrap a Present (on a Budget)
I want my gifts to look cute during holidays and special occasions, but I don’t want to spend a ton of time or money on them! Here are eight ways to wrap a present on a budget.
Rachel Cruze
Money
Mint Is Closing: What Happened and How to Find a New Budgeting App
The Mint budgeting app is closing on March 23, 2024. What exactly happened and what should all those budgeters do now?
Ramsey Solutions
Money
Why Are Gas Prices So High?
Gas prices are on the rise. Again. But before you trade your car for a used unicycle, learn the answer to the question "why are gas prices so high?" and get some tips for saving money at the pump.
Ramsey Solutions
Money
Needs Vs. Wants: Understanding the Difference
Deep down we know the difference between a need and want. But in a world of next-day shipping and upgrades, that line can get blurry. Let's get clear on what's what and see how to budget for it all.
Ramsey Solutions
Money
What Are the 4 Walls of a Budget?
The Four Walls are kind of like a "start here" sign for your budget—they help you prioritize your spending and cut costs in a financial crisis. Here’s how.
Rachel Cruze
Money
How to Determine Budget Percentages
If you’ve never budgeted before—or you’re wondering how your spending compares with everyone else’s—these budget percentages can help.
Rachel Cruze
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
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What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.