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Tell Your Money Where to Go Instead of Wondering Where It Went

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Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

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EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

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Find Your Starting Point

The 7 Baby Steps​​​​​​ are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on. 

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Which one best describes your current money situation?

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Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

12 Cheapest Places to Travel
Money

12 Cheapest Places to Travel in 2025

Are you so ready to get out of town? You don’t have to break the bank to visit these 12 cities. They have lots of free or cheap attractions that will make your heart—and your budget—happy.

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what is a budget
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What Is a Budget?

What is a budget? A plan for your money. Plain and simple. Now let's break down types of budgets, how to get started budgeting, and some common budgeting myths.

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Budgeting Apps Comparison 2025

A lot of budgeting apps are out there these days. It makes sense! An on-the-go app helps you budget, well, on the go. But how do you pick one? Here's a comparison of seven popular options to help.

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The Best Money Hacks You Need to Know
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6 Best Money Hacks of 2025

If money tops your list of New Year's resolutions, put those resolutions into action—and get a leg up on your happy new year—with these five money hacks.

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Adoption Costs
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How Much Does It Cost to Adopt a Child

Adoption is one of the most beautiful and rewarding acts. But it can be so expensive. Find out how much it costs and how to afford the expenses so you can make your adoption dreams a reality.

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Ramsey Shows and Podcasts

Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.

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What Is a Budget?

A budget is a simple plan for your money—helping you breathe easier and reach your goals.

It’s Time To Stop Surviving And Start Winning With Money

It’s Time To Stop Surviving And Start Winning With Money

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Thursday, October 23 | Hour 0

It’s Time To Stop Surviving And Start Winning With Money

Stop Letting Other People Wreck Your Finances

Stop Letting Other People Wreck Your Finances

Wednesday, October 22 | Hour 0

Wednesday, October 22 | Hour 0

Stop Letting Other People Wreck Your Finances

You Can’t Outearn Your Stupidity

You Can’t Outearn Your Stupidity

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Tuesday, October 21 | Hour 0

You Can’t Outearn Your Stupidity

 There Are No Shortcuts To Building Wealth

There Are No Shortcuts To Building Wealth

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Monday, October 20 | Hour 0

There Are No Shortcuts To Building Wealth

Your Financial Comeback Starts Today

Your Financial Comeback Starts Today

Friday, October 17 | Hour 0

Friday, October 17 | Hour 0

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You Can Still Take Charge Of Your Financial Future

You Can Still Take Charge Of Your Financial Future

Thursday, October 16 | Hour 0

Thursday, October 16 | Hour 0

You Can Still Take Charge Of Your Financial Future

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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.

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Step 1: Save $1,000 for your starter emergency fund.

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Step 2: Pay off all debt (except the house) using the debt snowball.

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Step 3: Save 3–6 months of expenses in a fully funded emergency fund.

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Step 4: Invest 15% of your household income in retirement.

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Step 5: Save for your children’s college fund.

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Step 6: Pay off your home early.

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Step 7: Build wealth and give.