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The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
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Money
How to Save Money Each Month
Are you ready to learn how to save money each month—on the big things, the little things, and the in-between things? If your answer is "heck yes" (or even "sure"), here are 14 tips for you.
Rachel Cruze
Money
19 Cable Alternatives to Save You Money
One quick way to free up extra cash is to cut the cable cord. And with all the cable alternatives out there, you won't even have to sacrifice the fun to save a ton. Let's start with 19 of the best.
Ramsey Solutions
Money
How to Prepare for a Recession
Would you be able to ride out a recession? Follow these seven steps to recession-proof your finances.
Ramsey Solutions
Money
How to Stop Living Paycheck to Paycheck
Struggling to make ends meet? Learn how to stop living paycheck to paycheck by budgeting, cutting expenses, boosting your income, ditching debt and more.
Jade Warshaw
Money
How Much Does a Dog Cost?
Thinking about adding a furry friend to your family? Find out the most common expenses to budget for as a dog owner.
George Kamel
Money
7 Ways to Enjoy Sporting Events on a Budget
Looking for a way to enjoy the big game without breaking the bank? Check out these seven tips to save money before you head out to your next sporting event.
Ramsey Solutions
Money
15 Tips to Plan a Disney Vacation on a Budget
Visiting Disney World doesn’t have to bust your budget! Here are 15 ways to plan a Disney vacation so you can save serious cash—but still have all the fun.
Rachel Cruze
Money
Free and Easy Budget Template
If you’ve never budgeted before (or it’s been a while) jumping in can be challenging. You know what'll help you feel confident as you start? A budget template!
Ramsey Solutions
Money
How to Get Fit and Healthy on a Budget
You can totally make the life changes you need to live your best life physically and financially. Try these 11 tips for getting fit and healthy on a budget.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.