Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Sports Betting: A Good Bet?

10 min read

Don’t play the game if you can’t afford to lose . . .

George Kamel

Money

What Is the Christmas Price Index?

4 min read

You know you’ve always wondered how much a partridge in a pear tree costs.

Ramsey Solutions

13 staycation ideas that won't bust your budget

Money

13 Cheap Staycation Ideas That Won’t Bust Your Budget

7 min read

You’re probably wondering if it’s possible to have fun on vacation and save money. The answer is yes, absolutely! Not convinced? Check out our fun staycation ideas.

Ramsey Solutions

Money

What to Do With Your Money in a Recession

8 min read

If you’ve heard the predictions that the economy is headed for a recession, don’t freak out. Recession or not, we’ll show you what to do with your money. And it all starts with taking control of your finances.

Ramsey Solutions

Money

Are We in a Recession?

5 min read

Everyone seems to be talking about a recession. So, are we in a recession already? The quick answer is no. But here are some economic signs that’ll help you decide if a recession is headed our way.

Ramsey Solutions

Money

What Is a Recession?

9 min read

Are you worried about a recession? Here’s a deep dive on what a recession is and isn’t, a look at past recessions, and what you can do to prepare for one.

Ramsey Solutions

A kitchen table holds an array of Polaroid snapshots taken on several fun date nights.

Money

45 Cheap Date Ideas You’ll Actually Want to Try

12 min read

Don’t let inflation knock date nights off the calendar! Here are 45 cheap and fun date night ideas you’ll actually want to try.

Rachel Cruze

Money

10 Christmas Extras You Don’t Need

8 min read

If you’re trying to stick to your budget this Christmas, steer clear of these 10 common extras you’ll be tempted to splurge on this season—you definitely don’t need them. Protect your cash!

Ramsey Solutions