If you’re looking to save on insurance, have one of Ramsey’s pros shop insurance for you. Mine saved us over $1,000 per year and got us more coverage! 🙌
Tracey B.
Property & Casualty Insurance Experts Who Have Your Back
Tired of hunting for the right insurance? These vetted insurance pros shop the market and compare property and casualty insurance quotes—so you don’t have to.
Who Are RamseyTrusted Pros?
Your Trusted Guides to Insurance
RamseyTrusted pros are interviewed, vetted and coached to make sure they’re market experts who have your best interest at heart.
Saving You Time and Money
Your pro will shop the insurance market and compare P&C quotes, discounts and bundling deals for you, at no extra cost—so you can sit back, relax, and know you’re getting the right coverage.
Protecting What Matters
RamseyTrusted pros make sure you have all the coverage you need and nothing you don’t. You’ll get the right insurance that could save you BIG TIME down the road.
How does it work?
Select Insurance Types
Choose the insurance you’re looking for and match with a RamseyTrusted insurance pro.
Pro Contacts You
Your pro will give you a call within 24 hours and ask for basic information.
Pro Compares Quotes
They’ll shop P&C insurance quotes from multiple carriers to find you the right policy at the best price.
What Our Customers Have to Say
What an absolutely wonderful experience it was to work with a Ramsey insurance ELP and move my business to them, thanks to a net savings of about $600/year on my home and auto insurance.
Scott M.
Very pleased! We get great prices and peace of mind . . . Best part? Zero extra cost. You pay nothing for Ramsey doing the work and bringing you these top-notch performers.
Sid W.
Five years ago, a Ramsey ELP was only going to save me $120 a year on my home and car. I checked again a month ago, and it was saving me $900. This helps me a lot. I’m a single dad who works full time and cares for my special needs adult daughter.
Brian H.
Why choose RamseyTrusted pros?
Your insurance is worth getting right, but it can be tough to know who to trust. That’s why we created RamseyTrusted. Only insurance pros who are the very best at what they do earn the RamseyTrusted shield, and once they’re there, we coach them to make sure they serve you well and always have your best interest at heart. These pros have your back and they’ll do whatever it takes to help you protect what matters most.
Frequently Asked Questions
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Who are RamseyTrusted pros?
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They’re a network of licensed agents around the country who follow Ramsey teaching and will do whatever it takes to help you win with money.
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Why work with agents Ramsey recommends?
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They’re reliable, so they’ll be there when you need them—from shopping for quotes to helping you file claims. And they have the heart of a teacher, so they’ll actually help you understand your insurance.
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Does working with a pro cost extra?
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Nope! Just pay your insurance premiums like normal—no catch, no extra costs.
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What do insurance brokers do?
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They’re the middleman between you and the insurance company. They can’t actually sell insurance, but they’ll help you find a policy and then work with an insurance agent to get it over the finish line.
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What’s the difference between an independent agent and a broker?
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Short answer—insurance brokers can’t directly sell you a policy, independent agents can.
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What kind of insurance do I need?
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Ramsey recommends having eight types of insurance: auto, home/renters, umbrella, health, long-term disability, term life, long-term care, and identity theft protection. Our RamseyTrusted insurance agents can help you with most of these!
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What kind of car insurance do I need?
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Everyone needs liability insurance. Depending on your car, you may also need comprehensive or collision insurance. Need all three? You’re looking at full coverage.
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How much car insurance do I need?
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We usually recommend at least $500,000 in liability. (That may sound like a lot, but medical bills, car repairs and lawsuits can easily cost hundreds of thousands of dollars after an accident.) For comprehensive and collision insurance, carry enough coverage to buy a vehicle of similar value if yours gets totaled.
Here’s a breakdown of how much car insurance to get—plus what to avoid and why it matters.
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How much homeowners insurance do I need, and how much does it cost?
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The short answer is, it depends. Your home’s value and location determine the amount, type and price of coverage you need. High-value or high-risk homes usually cost more to insure. Find out how to tally up the amount of home insurance you need.
And if your home is extremely valuable or your net worth is at least half a million dollars, we recommend a minimum of $1 million in umbrella insurance for extra protection.
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What if I want a local homeowners insurance quote?
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We strive to make sure that the RamseyTrusted pro you match with is local to your area, so they’ll know exactly what you need to give your home the coverage it deserves.
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What if I want to bundle auto and home insurance?
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RamseyTrusted pros can shop bundle deals and discounts as well as individual quotes. They’ll do whatever it takes to help you save on the right insurance, which often means combining policies to lower those costs.
Want to Learn More?
Your Guide to Homeowners Insurance
Your home is your biggest investment. Yet many Americans are underinsured when it comes to their homeowners insurance. Check out our homeowners insurance guide to get educated about what you need.
Ramsey Solutions
Why Is My Car Insurance So High?
Let’s look at why your insurance might be so high and what you can do to stop rising premiums from cramping your budget.
George Kamel
Who Needs Umbrella Insurance?
You’ve heard of umbrella insurance. But do you really need it? We’ll help you figure out whether you need umbrella insurance so you can protect everything you’ve worked hard to build.
Ramsey Solutions