Ramsey+ logo (also known as Ramsey Plus)

It's Financial Peace University
PLUS a whole lot more.

Cancel anytime. No hassle. No drama.

Financial Peace, EveryDollar, and BabySteps app shown on various devices

Financial Peace University is now part of Ramsey+, our all-access membership.

Whether you realize it or not, money affects everything—your health, relationships, job performance, and even your future. And when your finances feel out of control, your life does too. But Ramsey+ can help.

Kick-start your journey with our online money courses, including Financial Peace University—our bestselling course that teaches you the clear steps to take. Then get to work putting those steps into action with our three apps that help you create the worry-free life you want.

Learn with Financial Peace, Budget with EveryDollar, and Track with BabySteps

Cancel anytime. No hassle. No drama.

Learn with Financial Peace

Learn all about money.

There's a lot of information floating around about how to manage your money—and most of it isn't helping you. Listen—money doesn't have to be complicated. Ramsey+ has an entire content library (including FPU) made for people like you. You'll discover everything you wish you'd learned about money—and what to do next. At any stage of life. With any income.

Financial Peace features
Financial Peace lesson shown on mobile device
EveryDollar budget shown on mobile app
Budget with EveryDollar

Take control of your money.

The best financial habit you can build is budgeting every month. Learn how to budget and why it's important. Then take the guesswork out of managing your money with EveryDollar. You'll plan your spending and track your expenses every single month—so you're always in the driver's seat of your finances.

EveryDollar features
Track with BabySteps

Track your progress.

Once you know the steps to take and how to take them, you need to see how you're doing—because seing your progress keeps you motivated along the way. Watch those small wins pile up into big results and get customized tips along the way with the BabySteps app.

BabySteps mobile app

What makes Ramsey+ different from other plans?

We call it the 7 Baby Steps. This money plan has helped millions change their lives. It's not magic—it just works. You'll make small (but better) choices with money that add up to big wins and turn into lifelong habits. You'll discover how to save money, pay off debt, and invest and plan for your future. That's how you make real financial progress.

Dave Ramsey's Baby Steps 1-7

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In the first 90 days, the average household

Pays off $5,300 of debt
Saves $2,700 for emergencies

We promise—if you do the plan, it works.

Ramsey Plus

One all-access membership.
Three ways to pay, after your free trial.

Pay $0.00 today with your 14-day free trial.
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Frequently Asked Questions

Financial Peace University has been our flagship product for almost 30 years. Nearly 6 million people have gone through the nine lessons and learned the proven plan to pay off debt, save for emergencies, and build wealth. You can go through Financial Peace University with other people by joining a class, or on your own with our on-demand videos and guided lessons. Financial Peace University is now included with a Ramsey+ membership.

Financial Peace University is an exclusive feature of a Ramsey+ membership—our all-access membership to the life-changing tools and content that will help you take control of your money for good. You can get a three-month membership for $59.99, a six-month membership for $99.99, or a 12-month membership for $129.99.

Financial Peace University is made up of nine video lessons. You can go through the lessons at your own pace, or you can join a virtual or in-person class and go through it with others. Most classes meet once a week for nine weeks for 45 to 90 minutes, depending on the class structure.

Ramsey+ is an all-access membership to our best money tools, apps and content. With Ramsey+ you’ll discover how to take complete control of your money—and get the tools you need to make it happen. Your membership includes access to our online courses, including Financial Peace University, the premium version of EveryDollar, the BabySteps app, PLUS so much more.

Ramsey+ is for people who need help or want to do better with money! It has the content, tools and resources you need to reach your money goals faster. Whether you’re trying to get out of debt or save for retirement, Ramsey+ is here for the entire journey.

Ramsey+ includes three different apps: FinancialPeace, EveryDollar and BabySteps. But you also get tons of other great features, like virtual groups with Financial Peace University, coaching resources, tailored content and budget reporting.

A Ramsey+ membership gives you access to all three amazing apps. It’s like getting guac, queso and salsa for the price of one. We don’t do individual app subscriptions.

You bet! Visit our store to purchase. When you check out, select “Send as a gift” and fill in the recipient’s information at the bottom of the form. After you purchase, they will immediately receive an email with instructions on how to set up their account.

Yes! You can log in to multiple devices using the same username and password you created your account with.

Yes. The good news is, we are updating our content and adding new courses and resources all the time. The better news is, we have tools that will help you every step of the way.

We took the Financial Peace Membership and made it a Ramsey+ membership. We added more content and put all of our bestselling tools together in one all-access package.

After you create your account, sign in to ramseyplus.com and click on the Learn tab. Select Start Financial Peace University, then Find a Class. You can search by day of the week and meeting time to find a class that fits your schedule. There are lots of classes starting up all the time!

Nope! Being in a virtual class and having a workbook are just a couple ways to get started. But you can also choose to watch the content at your own pace. Either way, you can start budgeting and tracking your progress as soon as you sign up!

Nope! In fact, EveryDollar Plus users have always had access to all the great content in Ramsey+. Just sign in to Ramsey+ with your EveryDollar login info and you’re good to go.

Absolutely! With Ramsey+, you’ll learn all about the 7 Baby Steps. This is the money plan for real life—ALL of your life. Getting out of debt isn’t the peak of your money journey. It’s just the beginning.

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