Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Feeling anxiety around your money? It’s common, but you don’t have to live that way. I’ve got 12 ways to help you lower your financial stress and start feeling peace and empowerment.
The psychology of money is very real, and if you can harness the power of your own mind, you can change your whole financial situation.
Do you owe more on your car than it’s worth? Find out how to keep your car from pulling you even further underwater.
Money’s tight right now. We're all feeling it. But listen, you can get rid of debt, no matter your income. These seven steps will help.
Having a car payment is normal—but normal is broke. See why paying off your car loan early is a smart financial decision and how to make it happen.
Wondering if college is worth it for you? Here are two important questions to ask before you decide.
Making an impulse buy might feel good, but it can wreck your budget and savings goals. Here are 10 easy ways to stop overspending and shop intentionally.
Personal finance doesn’t have to be confusing! Learn how to take control of your money with these 8 personal finance tips.
You can create a family budget that works, no matter your time, income or fear of talking about the dreaded M-word (you know, money). These tips and tricks will help you do it.
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Filter what episodes and topics you want to hear using the Ramsey Network app.
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.