Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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See the 7 Baby Steps

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Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
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Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

What Is Loud Budgeting? 5 Tips to Get Started

8 min read

The loud budgeting movement is all about financial transparency. But what is loud budgeting, and how do you get started? Here are five tips.

Jade Warshaw

Money

Tax-Deductible Charitable Donations: What You Need to Know

6 min read

If you’re a cheerful giver, then we’ve got some good news for you! Your charitable giving could help you shave hundreds of dollars off your tax bill.

Ramsey Solutions

Money

How Much Does It Cost to Adopt a Child

7 min read

Adoption is one of the most beautiful and rewarding acts. But it can be so expensive. Find out how much it costs and how to afford the expenses so you can make your adoption dreams a reality.

Ramsey Solutions

Money

What Is a Cash Deposit?

6 min read

Got some money you want to transfer to your bank account? Here’s what you need to know before you do a cash deposit.

Ramsey Solutions

Money

15 Romantic Dinner Ideas on a Budget

17 min read

A celebration is no excuse to overspend. Here are 15 creative and romantic dinners ideas on a budget, including some that are free!

Rachel Cruze

Renee Daggett tax pro pointing to a sign with her name on it.

Money

8 Questions to Ask Your Tax Advisor

8 min read

When it comes to getting your tax questions answered, it helps to have a tax pro in your corner! Here are some questions you can ask your advisor to help you get through this tax season and beyond.

Ramsey Solutions

Money

8 Benefits of Filing Your Taxes Early

9 min read

Filing your taxes early has a bunch of benefits, including less stress and fewer delays in getting your refund back. Take a look at some of the other benefits of filing early.

Ramsey Solutions

Money

How to Know If You Can Afford Something

6 min read

You want to buy that smartphone, car, house—whatever it is. But you wonder if you should, or even can, make the purchase. Let’s find out exactly how to know if you can afford something (or not).

Ramsey Solutions