Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
We don’t have to convince you that taxes are complicated—especially for small-business owners. But the good news is that there are plenty of small-business tax deductions available to make tax season a little less painful!
Time to start saving for college? Here are the 10 best ways to save for college so your child can go to school debt-free.
The latest study from Ramsey looks at data from both people who follow the Ramsey Baby Steps and the general U.S. population to see if the “normal” way of handling money is really better.
You don’t have to live with your student loans forever! Find out when you’ll pay off your student loans—and how to get rid of them faster.
Every year, millions of Americans make mistakes on their tax returns and end up overpaying their taxes. If that’s you, file an amended tax return to get your money back from Uncle Sam.
What to expect if the IRS picks you for an audit.
Being a parent is awesome. But how does having kids affect your taxes? There are a lot of ways children impact your tax returns, from deductions to childcare credits. Let's take a look.
If you’re self-employed, the IRS has a little surprise for you called the self-employment tax. It’s a 15.3% tax made up of 12.4% for Social Security and 2.9% for Medicare.
You know who likes paying taxes? Nobody. But we have to do it, so it's good to know what the small business tax rates are for 2020—if for no other reason than to keep the IRS off your back.
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Filter what episodes and topics you want to hear using the Ramsey Network app.
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.