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The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
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Money
How to Track Your Monthly Expenses
What’s the secret to sticking to your budget? Tracking your expenses! Learn how to track your expenses all month long so you can say goodbye to overspending.
Ramsey Solutions
Money
7 Things You Can Do With Your EveryDollar Budget Right Now
Check out these seven things you can do inside your EveryDollar budget right now to up your budgeting game.
Ramsey Solutions
Money
How to Use Budget Reports
Want to take your budgeting game to the next level? Build better money habits and stay on track with custom budget reports!
Ramsey Solutions
Money
Why We Built EveryDollar
EveryDollar’s been helping people budget and take control of their money since 2015. But our story began decades before.
Ramsey Solutions
Money
Meet EveryDollar: The Free Budget App That’s Just Right for You
With so many ways to budget, how do you pick a method you’ll actually use? You need EveryDollar, the free budget app that's soon to become your BBFF (best budget friend forever).
Ramsey Solutions
Money
Easy Budgeting Without a Spreadsheet
Feeling like your money is flying out of your pocket every time you turn around? If you don’t have a budget, it basically is. Keep better track of your finances by using these easy budgeting tips.
Ramsey Solutions
Money
How to Create Your Budget With EveryDollar
Learn how to create a monthly budget in four basic steps—plus get tips on how to make a budget that actually works for you.
Ramsey Solutions
Money
How to Close Out Your Monthly Budget
Ready to crush next month’s budget? Learn how to close out this month the right way—check your spending, prep for what’s next, and make every dollar work for you.
Ramsey Solutions
Money
How to Budget for Large Expenses with EveryDollar
Big expenses like vacations or annual bills aren't surprises—they're just unplanned. With EveryDollar's Funds, you can set aside a little each month, so when the time comes, you're ready. Start budgeting smarter today.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.