Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

10 Budgeting Myths You May Be Falling For

7 min read

The worst part about the budget isn't that it's difficult (because it's not). It's all the misunderstanding and myths floating out there about why you shouldn't budget.

Ramsey Solutions

Money

The Ultimate Travel Checklist

7 min read

Don't leave home without using this travel checklist first!

Ramsey Solutions

Money

20 Quick Tips From People Who Are Winning With Money

5 min read

Need a tip to help you tip better? Here's one, plus 19 more!

Ramsey Solutions

Money

13 Christmas Traditions to Rethink This Year

11 min read

2020 has been stressful enough, so don’t pile more on your plate than you can handle.

Ramsey Solutions

Money

Budgeting Doesn't Have to be Scary

6 min read

In this article, we’re pulling back the curtain on the fears that keep most people from budgeting—like the idea it’s too restrictive, too time-consuming, or just plain won’t work. Then we shine a flashlight on the truth: Budgeting is your best defense against financial horror stories.

Ramsey Solutions

Money

8 Inexpensive Ways to Decorate Your Home for Fall

3 min read

Fall vibes on a budget? Yes, please. These DIY decorating tips will help you cozy up your home for the season—without cozying up to debt.

Ramsey Solutions

Money

How to Win the Constant Battle With Back-to-School Clutter

5 min read

Do you have visions of cluttered paper work and backpacks covering your floor? Ah yes, it's back-to-school time again. But this year can be different! Let us help you get your home ready.

Ramsey Solutions

Money

Nerds and Free Spirits Can Unite Over the Budget

3 min read

When you have a budget that reflects the goals and ideals you share as a couple, you can experience fabulous unity in your marriage. Learn how.`

Ramsey Solutions

Money

7 Baby Items You Don't Need to Spend Money On

3 min read

You just found out the news: You’re having a baby! At first, you’re probably excited, maybe a little nervous. There are so many unknowns, right? Will the baby be a boy or a girl? Healthy? What color hair and eyes? And don’t forget . ….