Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

What To Do With Leftover Money In Your Budget

4 min read

Found extra cash in your budget? Don’t let it sit—put it to work. Whether it’s saving faster, crushing debt, or treating yourself guilt-free, here’s how to make every dollar count.

Ramsey Solutions

Money

Dave Rant: How to Finally Take Control of Your Money

3 min read

Listen to Dave Ramsey explain why and how to manage your money and find financial peace.

Ramsey Solutions

Money

7 Steps to Your Dream Vacation

6 min read

If you’ve been fantasizing about your ideal getaway for years, maybe it’s time to take action. And the only way to make any dream a reality is with proper planning. Proper plans fall into place when you ask and answer the right questions. We’ve compiled a list of seven key questions to help you make your dream vacation a reality.

Ramsey Solutions

Money

How to Keep 3 Common Home Repairs From Busting Your Budget

5 min read

Nothing cramps your homeowner style worse than an unexpected visit from Murphy. If it can go wrong, it will—and it always seems to come when you're least prepared.

Ramsey Solutions

Money

Are You Underpaying Your Babysitter?

3 min read

Here are eight practical tips from Care.com to help you answer this complicated question of pay.

Ramsey Solutions

Money

10 Money Myths Broke People Believe

8 min read

There are a lot of money myths floating around. But which ones are true? Check out these top 10 money myths that are keeping broke people . . . broke!

Ramsey Solutions

Money

The Only 5 Things You Need in Your Wallet

4 min read

When it comes to budgeting, digging for your dollars shouldn’t be half the battle. Here are the only five things you really need in your wallet.

Ramsey Solutions

Money

A Guide to Vacationing on the Baby Steps

7 min read

When is it reasonable to plan for a weeklong trip to the beach, and when does a staycation make more sense? Check out these guidelines to help you decide.

Ramsey Solutions