Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

6 Ways to Improve Your Budget

6 min read

With these six tips, you’ll learn how to improve your budget—both by getting more money in there and by managing all that money better.

Ramsey Solutions

Money

4 Retail Tricks That Can Make You Spend More

4 min read

Check out these four tricks used to get you to spend more (without you knowing it).

Ramsey Solutions

Money

9 Ways to Lose With Money This Year

5 min read

We are big on showing you how to win with money. But you also need to make sure you’re not falling into these traps that will trip you up every time!

Ramsey Solutions

Everydollar app used for budget meeting.

Money

9 Easy Steps to Make Your Next Family Budget Meeting Awesome

6 min read

If you and your spouse want to stay on the same page about money, a monthly budget meeting is a must! But it doesn’t need to be boring. Here’s how to make it fun and productive.

Rachel Cruze

Money

50 Ideas to Make the Most of a Snow Day

4 min read

A snow day. The very thought can bring on a variety of emotions, from childlike excitement to freak-out fear. Fear not! Here’s a huge collection of ideas to help get you through one or more snow days!

Ramsey Solutions

Money

Is Layaway Good or Bad? We've Got Your Answer.

4 min read

It's an obvious win for the store, but is it a win for the consumer? Here are the good and the bad of layaway.

Ramsey Solutions

Money

Does Couponing Really Save You Money?

7 min read

Couponing is a great way to save money on purchases. But how far is too far? We’ve got the scoop on how to save without taking it to the extreme.

Ramsey Solutions

Money

5 Signs You Need a Budget

4 min read

Wouldn’t it be better if you could handle your money without all the stress? We know you can, because we’ve seen more than a million people do it with EveryDollar! Here are five signs you need a budget—ASAP.

Ramsey Solutions