Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

How to Travel Without a Credit Card

6 min read

It’s hard to travel without a credit card, right? Nope. It’s never been easier to travel with your debit card. We’ve got the best tips for traveling with a debit card and renting a car or a hotel—and even traveling internationally!

Ramsey Solutions

Money

Millionaire Spending Habits That Will Surprise You

5 min read

Turns out, millionaires pinch more pennies than you think. We’ve studied 10,000 millionaires and found stats that’ll make you rethink the power of your budget.

Ramsey Solutions

kids at a birthday party, blowing out birthday candles

Money

How to Throw a Birthday Party on a Budget

8 min read

Step away from the over-the-top birthday parties. It’s time to get festive without paying an arm and a leg for it.

Ramsey Solutions

Money

Are Your Odds of Winning the Lottery Good? Don’t Bet On It!

5 min read

If you think winning the lottery will solve all of your problems, think again.

Ramsey Solutions

Money

New or Used: Which Is Better?

9 min read

Sometimes buying used can get you in trouble—but other times it's your best bet. Here are 20 items that are best bought new . . . or used.

Ramsey Solutions

Money

How to Budget for Pet Costs

11 min read

Don’t let your budget go to the dogs! Make sure these pet costs are in your budget.

Ramsey Solutions

A cell phone with an arrow pointing to a debit card sticking out of a wallet.

Money

Lower Your Cell Phone Bill With These 12 Tips

8 min read

Tired of paying a small fortune each month just to make a phone call or check your email? Yeah, you should be. Let’s fix that.

Ramsey Solutions

Money

How to Budget Like a Millionaire

6 min read

Millionaires do common and everyday things to get where they are. And though that isn’t alluring or glamorous in the least, it’s great news for you: It means you’ve got a shot at millionaire status.

Ramsey Solutions