
Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Ready to inspire generosity in your church? Launch a stewardship ministry with a biblical vision, clear goals and a strategy that transforms how people live.
Discover what the Bible says about generosity—from God’s perfect example of Jesus to tithes and offerings—and how giving transforms hearts and lives.
Explore biblical and practical principles of stewardship in church leadership to manage God’s resources, build trust, and lead with integrity and purpose.
If you think you only have to worry about taxes on Tax Day, think again. From sales tax to property tax and everything in between, here’s a look at all the taxes you might encounter.
Car prices are through the sunroof right now, but that doesn’t mean you need to overspend on a new ride. Learn how to find a car that fits your budget.
The latest edition of The State of Personal Finance report examines how Americans are handling their financial struggles and the mistrust of the federal government's management of the American economy.
The One Big Beautiful Bill Act is now the law of the land. How will it affect your tax bill next year and in the years to come? Here’s everything you need to know.
The One Big Beautiful Bill Act (OBBBA) makes changes to a lot of areas of American life—from taxes to student loans and tax-advantaged savings accounts.
Watch the 10 most viral moments on The Ramsey Show—including shocking Ramsey calls, massive debt confessions and real financial breakthroughs.
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Filter what episodes and topics you want to hear using the Ramsey Network app.
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.