Your Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Tell Your Money Where to Go Instead of Wondering Where It Went

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    Find $3,015 on average in 15 minutes.

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    Stay ahead—never miss a bill again.

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    Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

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Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

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Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps​​​​​​ are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on. 

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Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

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How Much Car Can I Afford?

Car prices are through the sunroof right now, but that doesn’t mean you need to overspend on a new ride. Learn how to find a car that fits your budget.

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Ramsey Shows and Podcasts

Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.

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What Is a Budget?

A budget is a simple plan for your money—helping you breathe easier and reach your goals.

You Can Still Take Charge Of Your Financial Future

You Can Still Take Charge Of Your Financial Future

Thursday, October 16 | Hour 0

Thursday, October 16 | Hour 0

You Can Still Take Charge Of Your Financial Future

You’re Either Building Wealth or Losing It

You’re Either Building Wealth or Losing It

Wednesday, October 15 | Hour 0

Wednesday, October 15 | Hour 0

You’re Either Building Wealth or Losing It

Dumb Financial Decisions Stunt Your Financial Growth

Dumb Financial Decisions Stunt Your Financial Growth

Tuesday, October 14 | Hour 0

Tuesday, October 14 | Hour 0

Dumb Financial Decisions Stunt Your Financial Growth

You Won’t Win With Money by Accident

You Won’t Win With Money by Accident

Monday, October 13 | Hour 0

Monday, October 13 | Hour 0

You Won’t Win With Money by Accident

Your Financial Chaos Ends Today

Your Financial Chaos Ends Today

Friday, October 10 | Hour 0

Friday, October 10 | Hour 0

Your Financial Chaos Ends Today

You Can Stay Broke Or Start Changing

You Can Stay Broke Or Start Changing

Thursday, October 9 | Hour 0

Thursday, October 9 | Hour 0

You Can Stay Broke Or Start Changing

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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.

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Step 1: Save $1,000 for your starter emergency fund.

2

Step 2: Pay off all debt (except the house) using the debt snowball.

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Step 3: Save 3–6 months of expenses in a fully funded emergency fund.

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Step 4: Invest 15% of your household income in retirement.

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Step 5: Save for your children’s college fund.

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Step 6: Pay off your home early.

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Step 7: Build wealth and give.