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Money
The 50/30/20 Budget Rule Explained
You’ve probably heard of the 50/30/20 rule, but is it a helpful (or even realistic) way to budget? Find out how this method works and how to create a budget that best fits you.
Rachel Cruze
Money
10 Things to Do Differently With Your Money in 2025
If you aren’t where you want to be with your finances right now—you aren't alone. And you aren't stuck either! Try this list of 10 things to do differently with your money and make 2025 the best yet.
Ramsey Solutions
Money
The 100 Envelope Challenge: How to Save $5,000 in 100 Days
This money trend can help you save over $5,000 in a little over three months! Learn how the 100 Envelope Challenge works so you can start saving today.
Ramsey Solutions
Money
How to Apply for Scholarships
Scholarships are one of the best ways to pay for college without debt! But with so many scholarship options out there, it's hard to even know where to look. Here are some tips to get you started.
Ramsey Solutions
Money
What Is the Pell Grant?
Let’s take a look at what makes you eligible for a Pell Grant, how it works, whether you have to pay it back, and how much of this funding you can get for school.
Ramsey Solutions
Money
How to Track Your Monthly Expenses
What’s the secret to sticking to your budget? Tracking your expenses! Learn how to track your expenses all month long so you can say goodbye to overspending.
Ramsey Solutions
Money
What Is a Grad PLUS Loan?
Wanting to go to grad school? Thinking about taking out a Grad PLUS Loan to help cover the cost? Get the facts about Grad PLUS Loans and find out more ways to pay for your education.
Ramsey Solutions
Money
What Is Public Service Loan Forgiveness? Do I Qualify?
The Public Service Loan Forgiveness (PSLF) program was created as an incentive for people to work in certain service careers. Sounds great, right? Well, there’s a lot more to PSLF than it seems.
Ramsey Solutions
Money
Overcoming the Student Loan Crisis
Student loans are a problem, and they don't seem to be going anywhere—but there’s hope. Here’s everything you need to know about the student loan crisis.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
Dumb Financial Decisions Stunt Your Financial Growth
Tuesday, October 14 | Hour 0
Tuesday, October 14 | Hour 0
Dumb Financial Decisions Stunt Your Financial Growth
You Won’t Win With Money by Accident
Monday, October 13 | Hour 0
Monday, October 13 | Hour 0
You Won’t Win With Money by Accident
Your Financial Chaos Ends Today
Friday, October 10 | Hour 0
Friday, October 10 | Hour 0
Your Financial Chaos Ends Today
You Can Stay Broke Or Start Changing
Thursday, October 9 | Hour 0
Thursday, October 9 | Hour 0
You Can Stay Broke Or Start Changing
A Written Plan Will Always Keep You On Track
Wednesday, October 8 | Hour 0
Wednesday, October 8 | Hour 0
A Written Plan Will Always Keep You On Track
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.