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Money
IRS Announces Changes For Tax Year 2025: What You Need To Know
There's a lot of uncertainty about what the federal government has in store for income tax law beginning in 2026 (big changes could be coming). Here's what you need to know for tax year 2025, and how you can stay ready no matter what.
Ramsey Solutions
Money
How to Make a Budget: 5 Steps to Create a Personal Money Plan
Budgeting doesn’t have to be stressful! Learn how to make a budget in five simple steps, including tips to make it work for you, your income and your goals.
Rachel Cruze
Money
Tax Deductions vs. Tax Credits: What’s The Difference?
No one likes taxes, but everyone loves saving money—and tax deductions and tax credits can work together to help you lower your tax bill this year!
Ramsey Solutions
Money
How Much of Your Paycheck Should You Save?
How much of your paycheck you should save depends on your financial situation and money goals. Follow these steps to calculate how much of your income to save.
Jade Warshaw
Money
Average Student Loan Debt: 2025 Statistics
The total student loan debt in America is $1.77 trillion! Discover the latest average student loan debt statistics, including federal and private student loans.
Ramsey Solutions
Money
How to Stop Spending Money: 17 Tips to Stay in Control
Tired of overspending every month? Learn how to stop spending money by identifying your spending tendencies, creating a budget, setting savings goals, and more.
Rachel Cruze
Money
Why Groceries Are So Expensive Right Now
Grocery prices have gone up for several reasons, including inflation, weather, labor costs and supply chain issues. And they aren’t going down anytime soon.
Ramsey Solutions
Money
How to Pay for College Without Student Loans
Going to college doesn’t have to mean giving up your future paychecks to debt! These 10 tips will teach you how to pay for college without student loans.
Ramsey Solutions
Money
How Donald Trump’s Policies Could Impact Your Money
Donald Trump has officially been sworn in as the 47th U.S. president, and he’s made some pretty big promises about what he’s going to do to help the economy.
George Kamel
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
Dumb Financial Decisions Stunt Your Financial Growth
Tuesday, October 14 | Hour 0
Tuesday, October 14 | Hour 0
Dumb Financial Decisions Stunt Your Financial Growth
You Won’t Win With Money by Accident
Monday, October 13 | Hour 0
Monday, October 13 | Hour 0
You Won’t Win With Money by Accident
Your Financial Chaos Ends Today
Friday, October 10 | Hour 0
Friday, October 10 | Hour 0
Your Financial Chaos Ends Today
You Can Stay Broke Or Start Changing
Thursday, October 9 | Hour 0
Thursday, October 9 | Hour 0
You Can Stay Broke Or Start Changing
A Written Plan Will Always Keep You On Track
Wednesday, October 8 | Hour 0
Wednesday, October 8 | Hour 0
A Written Plan Will Always Keep You On Track
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.