Get expert advice delivered straight to your inbox.

Skip to Main Content

How to Pay Cash for a Vacation in 90 Days

In 90 days, you could be sitting on a beach, visiting a new city, or dancing the night away on a cruise—and have the trip totally paid for.

Like, with cash.

No way, you may be saying. How can I find that much money that fast? By knowing where to look. The next three months are full of chances to earn more and spend less. A little extra work here, some smart spending there, and before you know it . . . you’ll be all set for a paid-for getaway!

First, let’s look at the earning side of it. Here are some part-time work ideas that can give your vacay savings a boost.

3 Side Jobs

Deliver pizzas. The average wage for someone in pizza delivery is $7.85 an hour. Working even 10 hours a week at that rate will generate some serious vacation money. Don’t forget to smile and be friendly at the front door—it could mean bigger tips!

Be a rideshare driver. Sign up with a ridesharing company like Uber to give people a lift around town. You can set your own hours and drive as much as you want.

Do yard work. We’re in the thick of spring. Some of your older neighbors or relatives may like the idea of paying someone to mow their lawns, trim their shrubs, or spread their mulch. That someone is you! Get your green thumb on!

Working extra is a good way to build up a getaway fund, but it’s not the only way. Here are some areas where you can spend less for a short time.

3 Lifestyle Changes

Buy generic. There are tons of generic products you can purchase, from paper towels to over-the-counter-meds to trash bags. They cost less than the brand-name versions and you probably won’t notice the difference. Pass the savings on to your vacation account.

Cancel the cable. Try nixing the cable for three months or longer. Trust, us, all of those shows will still be there if you choose to sign back up.

Related: 9 Cost-Effective Alternatives to Cable

Brew coffee at home. Paying $5 for your morning java may not seem like much, but it adds up over 90 days. Instead, why not make coffee at home and buy your own add-ins like caramel and cinnamon? You’ll save cash, get your daily cup of joe, and avoid the drive-thru line!

As long as you’re looking for ways to spend smarter, don’t forget to search for deals on the trip itself. Check out discount travel sites to compare prices on flights and hotel rooms. Sign up to get email and text offers from attractions in the area you want to visit. Those things make your money go even further.

And you can already go pretty far on your vacation, with 90 days’ worth of savings!

Learn how you can manage your vacation savings with our free budget software, EveryDollar!

Did you find this article helpful? Share it!

Ramsey Solutions

About the author


Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.

Related Articles

12 Cheapest Places to Travel

12 Cheapest Places to Travel in 2024

Are you so ready to get out of town? You don’t have to break the bank to visit these 12 cities. They have lots of free or cheap attractions that will make your heart—and your budget—happy.

Rachel Cruze Rachel Cruze