Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the tools you need to help you take control once and for all.
Tell Your Money Where to Go Instead of Wondering Where It Went
Save More. Spend Better. Budget Confidently.
Get EveryDollar: the app that makes creating—and keeping—a budget simple. (Yes, please.)
In the first month, most EveryDollar budgeters . . .
-
Uncover up to $395 to use toward money goals
-
Cut monthly expenses by 9%
-
Build better budgeting habits
Tools to Help You Win With Money
From budgeting to saving to tax tips and more, see how simple steps will lead to big money wins.
Find Out Where You Are With Your Money
Answer a few questions and get a free, customized money plan that fits your life and goals.
Which one best describes your current money situation?
Select the answer that most applies to you and continue the assessment.
Ramsey Shows and Podcasts
Tune in to real-time stories and practical advice for life’s tough money questions.
Recent Episode
Don’t Quit When the Journey Gets Hard
The Ramsey Show
Wednesday, September 24
Don’t Quit When the Journey Gets Hard
Don’t Quit When the Journey Gets Hard
Wednesday, September 24 | Hour 0
Wednesday, September 24 | Hour 0
Don’t Quit When the Journey Gets Hard
Are You Investing in Tomorrow or Robbing It?
Tuesday, September 23 | Hour 0
Tuesday, September 23 | Hour 0
Are You Investing in Tomorrow or Robbing It?
Yesterday’s Choices Don’t Define You — Change Starts Today
Monday, September 22 | Hour 0
Monday, September 22 | Hour 0
Yesterday’s Choices Don’t Define You — Change Starts Today
Hope Always Lives on the Other Side of Hurt
Friday, September 19 | Hour 0
Friday, September 19 | Hour 0
Hope Always Lives on the Other Side of Hurt
Do the Right Thing Even When It’s Hard
Thursday, September 18 | Hour 0
Thursday, September 18 | Hour 0
Do the Right Thing Even When It’s Hard
Money Chaos Doesn’t Have to Be Forever
Wednesday, September 17 | Hour 0
Wednesday, September 17 | Hour 0
Money Chaos Doesn’t Have to Be Forever
Filter what episodes and topics you want to hear using the Ramsey Network app.
Learn How to Take Control of Your Money
Get in-depth articles full of practical steps to help you budget, pay off debt for good, and build lasting wealth.
Money
What Is the Self-Employment Tax and How Do You Calculate It?
If you’re self-employed, the IRS has a little surprise for you called the self-employment tax. It’s a 15.3% tax made up of 12.4% for Social Security and 2.9% for Medicare.
Ramsey Solutions
Money
A Guide to Small-Business Taxes
You know who likes paying taxes? Nobody. But we have to do it, so it's good to know what the small business tax rates are for 2020—if for no other reason than to keep the IRS off your back.
Ramsey Solutions
Money
What Is a Financial Coach?
A financial coach helps you set goals and reach them—so you’re not just dreaming about financial peace, you’re living it.
Ramsey Solutions
Money
How Does the State and Local Tax Deduction Work?
The state and local tax deduction (SALT) allows you to deduct up to $10,000 of your state and local property taxes. Should you take this deduction, and if so, how does it work? Let’s break it down.
Ramsey Solutions
Money
A Guide to Independent Contractor Taxes
If you’re an independent contractor, preparing for tax season is essential to managing your money. Here’s everything you need to know about independent contractor taxes, deductions and payments.
Ramsey Solutions
Money
What Is Federal Tax Withholding?
Think getting a big refund is like getting free money? Wrong! We’ll walk you through getting your federal tax withholding right so there are no unwanted surprises come tax time.
Rachel Cruze
Explore Trending Money Articles
Get Personal Finance Tips Delivered Straight to Your Inbox
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.