Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

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Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

What Happens if You Can’t Pay Your Taxes?

12 min read

Getting hit with a big tax bill is scary—especially if you don’t have the money to pay it. Here are some ways to pay off your bill and make sure you don’t get a scary surprise next year.

Ramsey Solutions

Money

Tax Reform Bill: How Does It Impact You?

14 min read

How much changed when the 2018 tax reform bill became law? The short answer: a lot. But don’t worry—we’ve got a full rundown of all the changes that will impact the way you do taxes.

Ramsey Solutions

Money

Goodbudget vs. EveryDollar: Which Is the Best Free Budgeting App?

6 min read

Good news! You can enjoy the world of digital budgeting at zero cost. And you have options! Let's compare Goodbudget and EveryDollar so you can know which is the best free budgeting app for you.

Ramsey Solutions

Money

7 Things You Can Do With Your EveryDollar Budget Right Now

6 min read

Check out these seven things you can do inside your EveryDollar budget right now to up your budgeting game.

Ramsey Solutions

Money

Married Filing Jointly? What You Should Know

7 min read

Are you married? Congrats! The IRS is rewarding you with tax deductions and credits. What does it mean to file taxes with your spouse? Find out here!

Rachel Cruze

Money

How to Calculate Taxes for Your Business

11 min read

Calculating taxes for your small business can be tough, especially when you’re trying to grow it at the same time. But don’t worry. We’ll show you how to calculate your taxes as simply as we can.

Jade Warshaw

Money

Year-End Financial Checklist

9 min read

With this year-end financial checklist, you'll reflect on what went right—and wrong—in 2024. Then you can prep to make 2025 your best year with money yet!

Rachel Cruze

Money

Budget Spreadsheets vs. EveryDollar: Which Is the Better Way to Budget?

6 min read

Ever wondered which is best: budget spreadsheets or apps? Let's break down the benefits of spreadsheets compared to our budgeting app EveryDollar and see!

Ramsey Solutions

Money

How the Debt Snowball Method Works

7 min read

The debt snowball method is the fastest way to pay off your debt. You'll pay off the smallest debt while making the minimum payment on all your other debts, and gain momentum as each one gets paid off.