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Money
What is the FICA Tax and How Does It Work?
If you work for an employer, you’ll see FICA taxes withheld from your paycheck. Let’s discuss how FICA taxes are used and how they affect your income and taxes each year.
Ramsey Solutions
Money
How Are Federal Taxes Spent?
The federal government makes spending our tax dollars look easy. But with a $7.6 trillion budget for 2023, how are our federal taxes being divvied out? Let’s talk about it.
Ramsey Solutions
Money
How to Fill Out a W-4 Form
Getting your Form W-4 just right is essential for keeping the most money in your paycheck without underpaying your taxes. Our step-by-step guide walks you through the process, so your hard-earned dollars stay in your pocket every payday.
Ramsey Solutions
Money
State Income Taxes: Everything You Need to Know
Millions of Americans are unlucky enough to live in one of the 41 states with a state income tax. If that’s you, we’ve got all the details to help you tackle your state taxes with confidence.
Ramsey Solutions
Money
What Is the Debt Ceiling?
Believe it or not, the government does have a limit to how much debt it can take on.
Ramsey Solutions
Money
What Are Freelance Taxes? And How Do They Work?
Freelancing comes with a lot of freedom, and some extra responsibilities too—like understanding your tax obligations. Let’s walk through everything you need to know about freelance taxes!
Ramsey Solutions
Money
I've Filed My Taxes. What Happens Now?
To make sure you're not giving the government an interest-free loan, you may need to adjust your witholdings.
Ramsey Solutions
Money
What Do I Do With My Tax Refund?
That big tax return might be burning a hole in your pocket, but it can be just the extra boost you need to crush your debt.
Ramsey Solutions
Money
What Is Adjusted Gross Income (AGI)?
Your adjusted gross income (AGI) could impact how many tax credits and tax deductions you qualify for, but what is AGI, and how does it affect your tax bill or refund? We’ve got the answers.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.