Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

God’s Ways of Managing Money: What Scripture Says About Finance

10 min read

What does the Bible say about money and debt? Learn God’s plan for stewardship, saving, giving and building lasting wealth with key scriptures on finances.

Ramsey Solutions

Three people with volunteer shirts standing in a line put together plates of food for children

Money

Is It Okay to Give My Time Instead of My Money?

6 min read

If you’ve ever considered giving your time in place of your tithe, you’re not alone! Here’s what the Bible has to say about it.

Ramsey Solutions

Money

15 DIY Christmas Gifts for Every Budget

17 min read

Are you on a tight budget this Christmas? Try these DIY Christmas gifts to give your bank account more breathing room and still have a jolly Christmas!

Ramsey Solutions

Money

12 No-Nonsense Rules of Regifting

8 min read

Want to speak someone’s love language but don’t want to break the budget? Try regifting. With these simple rules, you’ll be a master regifter in no time—without fail.

Ramsey Solutions

Money

The Importance of Giving Back

7 min read

Real financial peace doesn’t happen until you’re giving back. Here’s how to become a generous giver and change peoples’ lives.

Rachel Cruze

Money

The Generosity Effect

4 min read

When we experience generosity, we can’t keep ourselves from paying it forward.

Dave Ramsey

Money

His smile is amazing and his energy is contagious. Miguel was standing in front of me, almost begging for the right to serve me. He works as a golf attendant in a very cool, very expensive country club.

Dave Ramsey

Money

20 Ways to Be Kind Without Spending a Dime

9 min read

Acts of kindness are easier than you think . . .

Ramsey Solutions

Money

Top Things to Do on Father's Day

3 min read

Are you looking to have a budget-friendly Father's Day celebration, but don't want to skimp on the fun? We've got you covered with inexpensive things to do that show dad he's the best.

Ramsey Solutions