Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

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EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

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Budget Calculator

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Debt Snowball Calculator

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Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

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Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Why Giving Makes You Feel So Good

3 min read

As it turns out, philanthropy comes with a lot of perks.

Ramsey Solutions

Money

The Gift That Leaves Billions of Dollars on the Table

3 min read

The key to making the most of your gift cards this season is simple—use them and try not to lose them. Here are eight great tips for making the most of those Christmas gift cards.

Ramsey Solutions

Money

Where Should Giving Fall in Your Budget?

3 min read

It's less about the amount of your giving and more about the heart of your giving.

Rachel Cruze

Money

Fundraiser Etiquette: How to Help Out Without Hurting Your Budget

4 min read

Don't be guilt-tripped into spending money you had budgeted for something else. Try to find an alternative!

Ramsey Solutions

Money

11 Inexpensive and Priceless Ways to Thank Your Mom

3 min read

Whether your mom lives near you or far, take the time to thank her this Mother's Day (and every day!).

Ramsey Solutions

Money

Should You Ever Loan Money to Family?

2 min read

Short answer to that question: No! Let me explain. It’s Christmas, and you’re probably going to spend a little more time than usual around family over the next month or so. Maybe your Uncle Jim knows you’ve been on the Dave Ramsey plan. You’re out…

Rachel Cruze

Money

Should You Give While Getting Out of Debt?

3 min read

Is it okay to put giving on hold when you're throwing every extra dime at your debt? You might be surprised at my reply.

Ramsey Solutions

Money

What Is Stewardship?

3 min read

Biblical stewardship is managing God’s blessings God’s way for God’s glory. Help your church practice biblical stewardship in money, work, purpose and legacy.

Ramsey Solutions