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Money
Money Market vs. Savings Account: Which Is Right for You?
Both money market accounts and savings accounts are great places to stockpile cash for emergencies or short-term savings goals. Find out which one is right for you.
Rachel Cruze
Money
What Is a High-Yield Savings Account and Do I Need One?
What is a high-yield savings account? And how to you pick the best high yield savings account? Let’s answer those questions.
George Kamel
Money
What Is a Cash Deposit?
Got some money you want to transfer to your bank account? Here’s what you need to know before you do a cash deposit.
Ramsey Solutions
Money
Checking vs. Savings Account: What's the Difference?
Learning the difference between a checking account and savings account is a crucial step to understanding and winning with money. Find out all you need to know right here.
Ramsey Solutions
Money
Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers
Vaults and steel doors aren’t the only thing protecting your money at a bank. In case a bank fails, the Federal Deposit Insurance Corporation makes sure your money is safe by insuring deposits up to $250,000.
Ramsey Solutions
Money
How to Write a Check in 6 Steps
Learn how to write a check in six easy steps, plus how to deposit checks and balance a checkbook.
George Kamel
Money
What Is a Money Market Account?
Don’t you want something that’ll give you a little more bang for your buck at the bank? Money market accounts will do just that. But what are they and how do they work? Find out here!
Ramsey Solutions
Money
Debit vs. Credit: Which Is Better?
Whenever you go to a store, you’re faced with a choice at checkout: debit or credit. They may seem the same, but they mean two very different things for your finances. Which is better? Find out here!
Ramsey Solutions
Money
How to Choose a Bank
Finding a bank isn’t the most fun activity in the world, but choosing the right one can save you some serious money. Take a look at these helpful tips to keep in mind when choosing a bank.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
Dumb Financial Decisions Stunt Your Financial Growth
Tuesday, October 14 | Hour 0
Tuesday, October 14 | Hour 0
Dumb Financial Decisions Stunt Your Financial Growth
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.